July 9, 2009
Pan Chiropractic, P.C. v Mercury Ins. Co. (2009 NY Slip Op 51495(U))
https://www.beynensonlaw.com/case-law/pan-chiropractic-p-c-v-mercury-ins-co-2009-ny-slip-op-51495u/
- Decided
- July 9, 2009
- Citation
- 2009 NY Slip Op 51495(U) · 24 Misc 3d 136(A)
- Posture
- Summary judgment
- Outcome
- Insurer prevailed
- Later treatment
- Distinguished in 1, contrasted (cf., but see) in 4 and followed in 103 later decisions (see Cited by)
- Legal questions
- Lack of medical necessity · Proof of mailing (see the maps)
Posture, outcome, issues and treatment by other decisions are Beynenson Law’s classification. Treatment labels are assigned by a language model reading the citing decision; negative and appeal-history labels are checked by a second reader.
Summary
Editorial summary by Beynenson Law, not part of the court’s decision.
Reported in New York Official Reports at Pan Chiropractic, P.C. v Mercury Ins. Co. (2009 NY Slip Op 51495(U))
| Pan Chiropractic, P.C. v Mercury Ins. Co. |
| 2009 NY Slip Op 51495(U) [24 Misc 3d 136(A)] |
| Decided on July 9, 2009 |
| Appellate Term, Second Department |
| Published by New York State Law Reporting Bureau pursuant to Judiciary Law § 431. |
| This opinion is uncorrected and will not be published in the printed Official Reports. |
SUPREME COURT OF THE STATE OF NEW YORK
APPELLATE TERM: 2nd, 11th and 13th JUDICIAL DISTRICTS
PRESENT: : PESCE, P.J., GOLIA and RIOS, JJ
2008-809 Q C.
against
Mercury Ins. Co., Appellant.
Appeal from an order of the Civil Court of the City of New York, Queens County (Diane A. Lebedeff, J.), dated March 24, 2008. The order, insofar as appealed from, denied defendant’s cross motion for summary judgment dismissing the complaint.
Order, insofar as appealed from, reversed without costs and defendant’s cross motion for summary judgment dismissing the complaint granted.
In this action by a provider to recover assigned first-party no-fault benefits, the Civil Court denied plaintiff’s motion for summary judgment and defendant’s cross motion for summary judgment dismissing the complaint, finding that there was a question of fact as to medical necessity. Defendant appeals from so much of the order as denied its cross motion.
Contrary to plaintiff’s contention, the affidavit of defendant’s claims representative sufficiently established the timely mailing of the denial of claim form, which had denied plaintiff’s claim based upon a peer review report, since the affidavit described in detail, on the affiant’s personal knowledge, defendant’s standard office practice or procedure used to ensure that the denial was properly addressed and mailed (see Residential Holding Corp. v Scottsdale Ins. Co., 286 AD2d 679 [2001]; Delta Diagnostic Radiology, P.C. v Chubb Group of Ins., 17 Misc 3d 16 [App Term, 2d & 11th Jud Dists 2007]). The papers submitted in support of defendant’s cross motion for summary judgment dismissing the complaint include the sworn peer review report by defendant’s doctor, which sets forth a factual basis and medical rationale for the doctor’s opinion that the medical services provided were medically unnecessary (see A.B. Med. Servs., PLLC v American Tr. Ins. Co., 15 Misc 3d 132[A], 2007 NY Slip Op 50680[U] [App Term, 2d & 11th Jud Dists 2007]; Amaze Med. Supply Inc. v Allstate Ins. Co., 12 Misc 3d [*2]142[A], 2006 NY Slip Op 51412[U] [App Term, 2d & 11th Jud Dists 2006]). In addition, defendant’s papers contain the medical records and reports prepared by the assignor’s various providers, which documents were relied upon by defendant’s doctor to establish that there was a lack of medical necessity for the services at issue. In view of the foregoing, defendant made a prima facie showing of its entitlement to summary judgment dismissing the complaint (see e.g. Franchini v Palmieri, 1 NY3d 536 [2003]; Diaz v Anasco, 38 AD3d 295 [1st Dept 2007]; Tuna v Babendererde, 32 AD3d 574 [3d Dept 2006]) and shifted the burden to plaintiff, which stands in the shoes of its assignor (see Long Is. Radiology v Allstate Ins. Co., 36 AD3d 763, 765 [2007]), to raise a triable issue of fact in opposition to defendant’s cross motion.
The affidavit submitted by plaintiff in opposition was insufficient as it merely consisted of a
conclusory statement by the affiant that he disagreed with the opinion of defendant s peer review
doctor that there was no medical necessity for the services rendered. The affiant did not
meaningfully refer to, or discuss, the determination of defendant’s doctor. Plaintiff’s remaining
contentions similarly lack merit. Accordingly, the order, insofar as appealed from, is reversed
and defendant’s cross motion for summary judgment dismissing the complaint is granted (see A. Khodadadi Radiology, P.C. v NY
Cent. Mut. Fire Ins. Co., 16 Misc 3d 131[A], 2007 NY Slip Op 51342[U] [App Term,
2d & 11th Jud Dists 2007]).
Pesce, P.J., Golia and Rios, JJ., concur.
Decision Date: July 09, 2009
Legal questions (2)
Questions of no-fault law this decision rules on, from our Legal Questions pages. Bars count the decisions on the question by year and court, coloured by category; circles are this decision and the decisions on the question it cites or that cite it. Point at a bar or circle for details. The categories and summaries are Beynenson Law’s classification, made by a language model and checked by a second reading.
Did the insurer’s proof establish lack of medical necessity, and did the provider’s evidence rebut it?
This decision: Insurer's proof established lack of medical necessity and the provider failed to rebut it
Held the sworn peer review with the underlying records shifted the burden, and the provider's affidavit merely disagreeing without meaningfully referring to the peer review raised no triable issue.
Of the 612 decisions on this question in the Second Department courts and the Court of Appeals, 315 (this one included) are in the same category.
Did a party’s evidence establish that it mailed a no-fault claim, denial, verification request or examination notice?
This decision: The insurer's (or its agent's) proof established mailing of its denial, verification request or IME/EUO notice (rules on the question, but another ground decided the case)
Held the claims representative's affidavit established timely mailing because it described in detail, on personal knowledge, the standard practice ensuring the denial was properly addressed and mailed.
Of the 1,341 decisions on this question in the Second Department courts and the Court of Appeals, 798 (this one included) are in the same category.
Cited in this decision
A label shows how this decision treated the case it cites.
- Delta Diagnostic Radiology, P.C. v Chubb Group of Ins. (2007 NY Slip Op 27345) FollowedAn insurer may prove mailing by describing its standard procedure for properly addressing and mailing items.
- A.B. Med. Servs., PLLC v American Tr. Ins. Co. (2007 NY Slip Op 50680(U)) FollowedPeer reviews citing insufficient information do not raise a medical-necessity issue without proof that the insurer sought verification.
- Amaze Med. Supply Inc. v Allstate Ins. Co. (2006 NY Slip Op 51412(U)) FollowedThe insurer's peer review supplied a factual basis and medical rationale sufficient to raise a triable issue of medical necessity.
- Long Is. Radiology v Allstate Ins. Co. (2007 NY Slip Op 00496) FollowedAn insurer may assert lack of medical necessity against a radiologist seeking assigned no-fault benefits for prescribed MRIs. The provider argued that the defense was unavailable because it performed MRIs on prescription without diagnosing patients, conducting physical examinations, or assessing necessity.
- A Khodadadi Radiology, P.C. v NY Cent. Mut. Fire Ins. Co. (2007 NY Slip Op 51342(U)) FollowedThe insurer's unrebutted peer review established that the provider's MRIs lacked medical necessity.
Cited by (128)
A label shows how the later decision treated this one.
- American Tr. Ins. Co. v Right Choice Supply, Inc. (2023 NY Slip Op 23039) DistinguishedA no-fault arbitrator need not apply summary judgment rules requiring a provider's medical evidence to specifically rebut an insurer's peer review.
- Bay Plaza Chiropractic, P.C. v Praetorian Ins. Co. (2012 NY Slip Op 52315(U)) Contrasted (cf., but see)The provider's chiropractor affidavit raised a triable issue of medical necessity despite the insurer's supported peer review.
- Co-Op City Chiropractic, P.C. v Mercury Ins. Group (2010 NY Slip Op 50452(U)) Contrasted (cf., but see)The provider's treating chiropractor's affidavit raised a triable issue of fact concerning the medical necessity of the services.
- AKS Med., P.C. v Clarendon Ins. Co. (2011 NY Slip Op 52072(U)) Contrasted (cf., but see)The insurer's motion for summary judgment based on lack of medical necessity was denied because the provider raised a triable issue.
- Complete Radiology, P.C. v GEICO Ins. Co. (2012 NY Slip Op 50419(U)) Contrasted (cf., but see)The treating physician's affirmed letter raised a triable issue of medical necessity and defeated the insurer's cross motion for summary judgment.
- Innovative Chiropractic, P.C. v Mercury Ins. Co. (2009 NY Slip Op 52321(U)) FollowedThe insurer established timely denials and lack of medical necessity, and the provider's chiropractor failed to rebut the insurer's showing.
- Quality Psychological Servs., P.C. v Mercury Ins. Group (2010 NY Slip Op 50601(U)) FollowedThe insurer's timely denial and peer review report supported its defense, but the provider raised a medical-necessity fact issue.
- B.Y., M.D., P.C. v Progressive Cas. Ins. Co. (2010 NY Slip Op 50144(U)) FollowedThe providers' treating doctor's affirmation failed to rebut the insurer's peer review and IME evidence of lack of medical necessity.
- Gz Med. & Diagnostic, P.C. v Mercury Ins. Co. (2010 NY Slip Op 50491(U)) FollowedThe provider failed to rebut the insurer's peer review report or show that discovery was needed to oppose partial summary judgment.
- Alur Med. Supply, Inc. v Clarendon Natl. Ins. Co. (2010 NY Slip Op 50700(U)) FollowedThe insurer's unrebutted affirmed peer review report established lack of medical necessity and warranted summary judgment.
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Similar decisions
- AJS Chiropractic, P.C. v Mercury Ins. Co. (2009 NY Slip Op 50208(U))The insurer's chiropractic IME report and supporting affidavit established lack of medical necessity, and the provider offered no rebuttal evidence.