New York No-Fault Regulations
11 NYCRR Part 65 (Insurance Regulation 68): Regulations Implementing the Comprehensive Motor Vehicle Insurance Reparations Act
The text of each section of New York's no-fault regulation, with the court decisions in our case-law database that cite it. This is an unofficial copy of the text published by the New York State Department of Financial Services; each section's page states its source and date.
11 NYCRR Subpart 65-1: Prescribed Policy Endorsements
- 11 NYCRR 65-1.1: Requirements for minimum benefit insurance policies for personal injuries
- 11 NYCRR 65-1.2: Requirements for optional basic economic loss coverage
- 11 NYCRR 65-1.3: Requirements for additional personal injury protection coverage
- 11 NYCRR 65-1.4: Medical expense exclusion
- 11 NYCRR 65-1.5: Declarations page requirements for policies insuring a motor vehicle
- 11 NYCRR 65-1.6: Deductibles
- 11 NYCRR 65-1.7: Deviations
- 11 NYCRR 65-1.8: Coverage for nonresident motorists driving in this State
11 NYCRR Subpart 65-2: Rights And Liabilities Of Self-Insurers
- 11 NYCRR 65-2.1: Rights and liabilities of self-insurers
- 11 NYCRR 65-2.2: Obligations of self-insurers
- 11 NYCRR 65-2.3: Exclusions
- 11 NYCRR 65-2.4: Conditions
- 11 NYCRR 65-2.5: Reimbursement and trust agreement
- 11 NYCRR 65-2.6: Other sources of first-party benefits
11 NYCRR Subpart 65-3: Claims for Personal Injury Protection Benefits
- 11 NYCRR 65-3.1: Applicability
- 11 NYCRR 65-3.2: Claim practice principles to be followed by all insurers
- 11 NYCRR 65-3.3: Notice
- 11 NYCRR 65-3.4: Acknowledgment of claim
- 11 NYCRR 65-3.5: Claim procedure
- 11 NYCRR 65-3.6: Follow-up requirements
- 11 NYCRR 65-3.7: Election
- 11 NYCRR 65-3.8: Payment or denial of claim (30-day rule)
- 11 NYCRR 65-3.9: Interest on overdue payments
- 11 NYCRR 65-3.10: Attorneys
- 11 NYCRR 65-3.11: Direct payments
- 11 NYCRR 65-3.12: Sources of mandatory personal injury protection benefits
- 11 NYCRR 65-3.13: Sources of additional personal injury protection benefits
- 11 NYCRR 65-3.14: Scope of coverage
- 11 NYCRR 65-3.15: Computation of basic economic loss
- 11 NYCRR 65-3.16: Measurement of no-fault benefits
- 11 NYCRR 65-3.17: Explanation of benefits
- 11 NYCRR 65-3.18: Releases
- 11 NYCRR 65-3.19: Offsets
- 11 NYCRR 65-3.20: Reimbursement and trust agreement
11 NYCRR Subpart 65-4: Arbitration
- 11 NYCRR 65-4.1: Applicability of arbitration procedures under article 51 of the Insurance Law
- 11 NYCRR 65-4.2: Initiation of optional arbitration procedures under section 5106(b) of the
- 11 NYCRR 65-4.3: Jurisdiction of arbitration forums
- 11 NYCRR 65-4.4: Insurance Department Arbitration (IDA) forum procedure
- 11 NYCRR 65-4.5: No-fault arbitration forum procedure
- 11 NYCRR 65-4.6: Limitations on attorney’s fees pursuant to section 5106 of the Insurance Law
- 11 NYCRR 65-4.7: Independent health consultant
- 11 NYCRR 65-4.8: Witness fees
- 11 NYCRR 65-4.9: Serving of notice
- 11 NYCRR 65-4.10: Master arbitration procedures under section 5106(b) of the Insurance Law
- 11 NYCRR 65-4.11: Mandatory