The No-Fault Claim, Step by Step

A New York provider's bill under 11 NYCRR Part 65, from the accident to payment, denial or arbitration: every deadline it runs into, what happens when either side misses one, and the rule behind it.

The whole process

  • Patient's or provider's step
  • Insurer's step
  • Paid
  • Denied
  • Verification (clock paused)
  • Overdue
  • Dispute stage
  • Only in some cases
  • Highlighted path (walk a claim)
  • BUSINESS DAYS marked; all other days are calendar days

Click or tap any box for its rule, the regulation and the leading cases. On a phone, scroll the diagram sideways.

Deadlines at a glance

Every clock in the process, what starts it and who it binds. Calendar days unless marked business days.

Every step in full

The same text the diagram opens, in order. Regulation cites link to the full section on this site; Legal Questions link to the authority map for that question.

A general outline of 11 NYCRR Part 65 and the leading cases, not legal advice. Deadlines can turn on facts, dates of service and the court's department. Last reviewed November 3, 2026.

Cite as: Beynenson Law, The No-Fault Claim, Step by Step, https://www.beynensonlaw.com/no-fault-claim-process/ (last reviewed November 3, 2026). Quoting with attribution and a link is welcome (Terms of Use, section 12).