No-Fault Case Law

Oriental Health Acupuncture, P.C. v State Farm Mut. Auto. Ins. Co. (2019 NY Slip Op 51261(U))

The court considered a case in which Oriental Health Acupuncture, P.C., sought to recover assigned first-party no-fault benefits from State Farm Mutual Automobile Insurance Co. The main issue decided was whether the amounts sought to be recovered were in excess of the workers' compensation fee schedule. The court held that the order granting the defendant's motion for summary judgment to dismiss the complaint and denying the plaintiff's cross motion for summary judgment was affirmed, with costs of $25. The court referred to a similar case, BQE Acupuncture, P.C., as Assignee of Carrington, Earnel v State Farm Mut. Auto. Ins. Co., in its reasoning for the decision.
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BQE Acupuncture, P.C. v State Farm Mut. Auto. Ins. Co. (2019 NY Slip Op 51260(U))

The court considered the allegations of a provider seeking to recover assigned first-party no-fault benefits, and the defendant insurance company's motion for summary judgment to dismiss the complaint. The main issue decided was whether the amounts sought to be recovered by the plaintiff were in excess of the workers' compensation fee schedule, and whether the fee reductions made by the defendant in accordance with the workers' compensation fee schedule for acupuncture services performed by chiropractors were proper. The court held that the insurer could use the workers' compensation fee schedule for acupuncture services performed by chiropractors to determine the amount which a licensed acupuncturist is entitled to receive for such acupuncture services, and consequently affirmed the order granting the defendant's motion for summary judgment and denying the plaintiff's cross-motion for summary judgment.
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Natural Therapy Acupuncture, P.C. v GEICO Ins. Co. (2019 NY Slip Op 51259(U))

The court considered an appeal from an order denying the defendant's motion for summary judgment in a case involving a provider seeking to recover assigned first-party no-fault benefits. The main issue was whether the defendant was entitled to summary judgment dismissing the complaint which sought to recover upon the unpaid portion of the plaintiff's claims. The court held that the order, insofar as appealed from, was reversed and the defendant's cross motion for summary judgment dismissing so much of the complaint as sought to recover upon the unpaid portion of plaintiff's claims was granted. The holding was based on the reasons stated in a similar case, Natural Therapy Acupuncture, P.C., as Assignee of Boodoo, Anselm Kevin v GEICO Ins. Co., decided herewith.
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Natural Therapy Acupuncture, P.C. v GEICO Ins. Co. (2019 NY Slip Op 51258(U))

The relevant facts that the court considered in the case of Natural Therapy Acupuncture, P.C. v GEICO Ins. Co. involved a provider seeking to recover first-party no-fault benefits that had been assigned to them. The main issue decided was whether the provider was entitled to recover the unpaid portion of their claims. The court held that the branch of the defendant's cross motion seeking summary judgment dismissing the unpaid portion of the plaintiff's claims was granted. This decision was based on the court's reasoning in a similar case, Natural Therapy Acupuncture, P.C., as Assignee of Boodoo, Anselm Kevin v GEICO Ins. Co., which was decided alongside this case. The decision was unanimous, with Justices Pesce, Aliotta, and Elliot concurring.
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Compas Med., P.C. v American Tr. Ins. Co. (2019 NY Slip Op 51257(U))

The court considered the fact that the plaintiff, Compas Medical, P.C., was seeking to recover first-party no-fault benefits as an assignee. The main issue was whether the plaintiff's assignor had failed to appear for duly scheduled examinations under oath (EUOs). The court held that the EUO scheduling letters had been timely mailed and that the plaintiff's assignor had indeed failed to appear for the scheduled EUOs. The court also found that the defendant had mailed the EUO scheduling letters to the address provided by the plaintiff. As a result, the court affirmed the order which denied the plaintiff's motion for summary judgment and granted the defendant's cross motion for summary judgment dismissing the complaint.
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Natural Therapy Acupuncture, P.C. v GEICO Ins. Co. (2019 NY Slip Op 51256(U))

The court considered an appeal from an order of the Civil Court of the City of New York involving a case in which Natural Therapy Acupuncture, P.C. was seeking to recover assigned first-party no-fault benefits from GEICO Ins. Co. The main issue decided was whether the branch of the defendant's cross motion seeking summary judgment dismissing the complaint, insofar as it sought to recover upon the unpaid portion of plaintiff's claims, should be granted. The holding of the court was that the order of the Civil Court, insofar as it was appealed from, was reversed, and the branch of the defendant's cross motion seeking summary judgment dismissing so much of the complaint as sought to recover upon the unpaid portion of the plaintiff's claims was granted. The decision was made on August 2, 2019, and was decided by the Appellate Term, Second Department.
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Acupuncture Now, P.C. v Travelers Ins. Co. (2019 NY Slip Op 51255(U))

The court considered the appellant's motion for summary judgment dismissing the complaint on the grounds that the plaintiff had failed to appear for scheduled examinations under oath (EUOs). The court also considered the plaintiff's cross motion for summary judgment. The main issue decided was whether the appellant had issued timely EUO notices and whether the plaintiff had failed to appear for scheduled EUOs. The court held that the follow-up requests for verification from the appellant were actually delay letters, as they did not specify the time and place the EUOs would take place, and therefore the appellant failed to establish that it had issued timely EUO notices with respect to the claims underlying the first and second causes of action. However, the court found that the proper EUO scheduling letters had been timely mailed with respect to the third cause of action, and the appellant's time to pay or deny this claim was tolled, and therefore the branch of the appellant's motion seeking summary judgment dismissing the third cause of action should have been granted. The court also held that the plaintiff's cross motion for summary judgment should have been denied as the proof submitted by plaintiff failed to establish that the claims underlying the first and second causes of action had not been timely denied, and that the appellant had issued timely denial of claim forms that were conclusory, vague or without merit as a matter of law. Therefore, the judgment was reversed, and the branch of the defendant's motion seeking summary judgment dismissing the third cause of action was granted, and the plaintiff's cross motion was denied.
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Natural Therapy Acupuncture, P.C. v GEICO Ins. Co. (2019 NY Slip Op 51254(U))

The court considered a case in which Natural Therapy Acupuncture, as assignee of Boodoo, Anselm Kevin, sought to recover unpaid first-party no-fault benefits from GEICO Ins. Co. Plaintiff moved for summary judgment, while defendant cross-moved for summary judgment to dismiss the complaint on the basis that it had fully paid for the services at issue rendered prior to April 1, 2013. The main issue decided was whether defendant demonstrated that it had timely denied the claims at issue and properly used the workers' compensation fee schedule to determine the amount plaintiff was entitled to receive for the services in question. The holding of the court was that the branch of defendant's cross motion seeking summary judgment to dismiss the unpaid portion of plaintiff's claims should have been granted, reversing the lower court's decision.
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Parisien v Allstate Ins. Co. (2019 NY Slip Op 51249(U))

The main issue in this case was whether the insured vehicle had been involved in the alleged accident in question. The court granted the defendant's motion for summary judgment dismissing the complaint, as the insured testified in an examination under oath (EUO) that she had been parking her vehicle at the time of the alleged accident, and no accident had occurred. The EUO testimony and supporting affidavit were deemed sufficient to demonstrate that the alleged injury did not arise out of an insured incident, and plaintiff failed to raise a triable issue of fact in opposition to defendant's motion. Therefore, the court affirmed the order granting summary judgment in favor of the defendant.
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Matter of Hereford Ins. Co. v American Tr. Ins. Co. (2019 NY Slip Op 05778)

The Court considered the fact that American Transit Insurance Company and Hereford Insurance Company were involved in a proceeding pursuant to CPLR article 75 to confirm an arbitration award for a motor vehicle accident that occurred on May 15, 2015. Hereford sought to recover $50,000 from ATIC, and the arbitrator awarded Hereford the sum of $50,000. ATIC opposed the petition, but the Supreme Court granted the petition to confirm the award, determining that there was no basis to vacate the arbitrator's award. ATIC appealed, arguing that the arbitrator's determination was arbitrary and capricious, but the Court found that the arbitrator's award was supported by a reasonable hypothesis and was not contrary to what could be fairly described as settled law. The main issue decided by the Court was whether the arbitrator's determination to award Hereford the sum of $50,000 for benefits paid to the injured party was arbitrary and capricious. The holding of the case was that the Supreme Court's determination to grant the petition to confirm the arbitration award was affirmed.
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