No-Fault Case Law
FJL Med. Servs. PC v Nationwide Ins. (2021 NY Slip Op 21214)
July 28, 2021
The court considered the defendant's motion for summary judgment and the plaintiff's cross motion for summary judgment. The main issue decided was whether the plaintiff failed to appear for an examination under oath (EUO) scheduled by the defendant, and whether the defendant had demonstrated that the plaintiff failed to comply with a condition precedent to coverage. The court held that the insurer must schedule the EUO within a reasonable time frame and as "expeditiously as possible," and that the plaintiff had attempted to delay the claim over nine months by claiming it needed two months' notice for each scheduled EUO. The court also found that the plaintiff failed to provide evidence to rebut the defendant's showing, and therefore, granted the defendant's motion for summary judgment and dismissed the plaintiff's complaint.
Solution Bridge, Inc. v GEICO Ins. Co. (2021 NY Slip Op 50731(U))
July 23, 2021
The relevant facts of the case were that Solution Bridge, Inc. brought an action to recover no-fault benefits from GEICO Insurance Company. GEICO moved for summary judgment to dismiss the complaint, arguing that the action was barred by a declaratory judgment entered in a previous action in Supreme Court, Nassau County. They also argued that Solution Bridge had failed to appear for duly scheduled examinations under oath (EUOs). The main issues decided by the court were whether the action was barred by the previous declaratory judgment and whether Solution Bridge had failed to appear for EUOs. The court held that GEICO's motion for summary judgment should have been granted, as any judgment in favor of Solution Bridge would impair rights or interests established by the previous declaratory judgment and that GEICO had established that Solution Bridge failed to appear for the EUOs. Therefore, the court reversed the order and granted GEICO's motion for summary judgment dismissing the complaint.
Quality Rehab & P.T., P.C. v Tri State Consumers Ins. Co. (2021 NY Slip Op 50730(U))
July 23, 2021
The court considered the fact that Quality Rehab and P.T., P.C. was seeking to recover first-party no-fault benefits from Tri State Consumers Ins. Co. as the assignee of Amnun Aminov. Tri State Consumers Ins. Co. had moved for summary judgment to dismiss the complaint on the grounds that verification of the claims remained outstanding and that the services at issue lacked medical necessity and the amounts sought exceeded the amounts permitted by the workers' compensation fee schedule. The court decided that defendant had not received all of the requested verification for the claims, making the causes of action premature, and plaintiff failed to raise a triable issue of fact. Additionally, the court found that the services at issue lacked medical necessity and the amounts sought exceeded the amounts permitted by the workers' compensation fee schedule. As a result, the court affirmed the judgment in favor of Tri State Consumers Ins. Co.
Parisien v Tri State Consumers Ins. Co. (2021 NY Slip Op 50728(U))
July 23, 2021
The relevant facts the court considered in this case were that the defendant, Tri State Consumers Ins. Co., had moved for summary judgment to dismiss a complaint by a provider to recover assigned first-party no-fault benefits, on the grounds that the services lacked medical necessity and exceeded the amount permitted by the workers' compensation fee schedule. The plaintiff, Jules Francois Parisien, M.D., as Assignee, had cross-moved for summary judgment. Defendant submitted an affirmed report from a doctor who had performed an independent medical examination (IME) of the plaintiff's assignor before the services at issue had been rendered, concluding a lack of medical necessity for further treatment. The Civil Court denied defendant's motion but held that defendant had timely denied plaintiff's claims.
The main issue decided in this case was whether the services at issue lacked medical necessity and whether the amount sought exceeded the amount permitted by the workers' compensation fee schedule. The holding of the case was that the defendant's motion for summary judgment dismissing the complaint was ultimately granted, as defendant had established a lack of medical necessity for further treatment through the IME report, which was not rebutted by plaintiff. As a result, the defendant's motion for summary judgment dismissing the complaint was granted, and the order was reversed.
Pavlova v Global Liberty Ins. (2021 NY Slip Op 50726(U))
July 23, 2021
The relevant facts considered by the court included a provider seeking to recover assigned first-party no-fault benefits from an insurance company, and the application of the workers' compensation fee schedule. The main issue decided by the court was whether the provider was entitled to recover the principal sum of $1,498.09. The holding of the court was that the judgment awarding the principal sum to the provider was affirmed, with the insurance company being ordered to pay $25 in costs. The court also referenced a previous case involving the same provider and insurer, in which the judgment was affirmed for similar reasons.
Pavlova v Global Liberty Ins. (2021 NY Slip Op 50725(U))
July 23, 2021
The main issue in this case was the application of the workers' compensation fee schedule in a lawsuit by a provider to recover assigned first-party no-fault benefits. The court consolidated this action for trial with two other actions involving the same provider and insurer. After a nonjury trial, the Civil Court found in favor of the plaintiff and awarded them the principal sum of $2,807.40. The Appellate Term, Second Department affirmed the judgment, stating that for the reasons stated in another related case, the judgment in this case is affirmed. The court also deemed the notice of appeal from a previous decision as a premature notice of appeal from the final judgment.
Pavlova v Global Liberty Ins. (2021 NY Slip Op 50724(U))
July 23, 2021
The relevant facts considered by the court include the issue of whether the plaintiff, as the assignee of David Wright, was entitled to recover first-party no-fault benefits from the defendant insurer. The main issue decided was the application of the workers' compensation fee schedule, as the trial focused on this specific issue. The holding of the court was that the judgment awarding the plaintiff the principal sum of $2,111.94 was affirmed. The court stated that the defendant failed to demonstrate that the amount plaintiff sought to recover exceeded the amount permitted by the workers' compensation fee schedule, and therefore, there was no basis to disturb the Civil Court's determination.
Doctor Goldshteyn Chiropractic, P.C. v Empire Fire & Mar. Ins. Co. (2021 NY Slip Op 50722(U))
July 23, 2021
The court considered the plaintiff's argument that they were entitled to a default judgment in the amount of $1,221.96, as well as interest on the original sum sought, costs, and disbursements. The main issue decided was whether the plaintiff was entitled to vacate the administrative dismissal of the action and, upon such vacatur, the entry of a default judgment. The court, in an order dated June 13, 2019, denied the plaintiff's motion to vacate the administrative dismissal of the action and for the entry of a default judgment. The court directed the defendant to pay the $50.00 difference between the payment made and the stipulation within 30 days, but affirmed that the order, insofar as appealed from, without costs.
PDG Psychological, P.C. v State Farm Mut. Ins. Co. (2021 NY Slip Op 50719(U))
July 23, 2021
The main issue in this case was whether the failure of the Civil Court to decide on the branch of the defendant's motion seeking to toll the accrual of no-fault statutory interest was appealable. The Court considered the fact that the Civil Court denied the branch of the defendant's motion seeking to dismiss the complaint, granted the branches seeking to strike the notice of trial and compel discovery, and did not decide the branch seeking to toll the accrual of no-fault statutory interest. The Appellate Term, Second Department ultimately held that no appeal lies from an order or portion thereof which fails to determine a motion or branch thereof, and as such, dismissed the appeal. Therefore, the higher court did not make a decision on the issue of tolling the accrual of no-fault statutory interest.
Englinton Med., P.C. v Ameriprise Ins. Co. (2021 NY Slip Op 50715(U))
July 22, 2021
The court considered a case in which Englinton Medical, P.C., as assignee of Kavita Sewdat, sought to recover first-party no-fault benefits from Ameriprise Insurance Company in the amount of $7,570.30 for unspecified claims. Ameriprise moved for summary judgment to dismiss the complaint, arguing they had denied bills due to plaintiff's failure to appear for examinations under oath (EUOs) and lack of medical necessity. They also pointed out that they had already paid $3,253.92 for services rendered on September 1, 2016. Plaintiff cross-moved for summary judgment, but did not provide any bills or dispute the $3,253.92 claim that had been paid in a separate arbitration. The court ultimately reversed the order, granting summary judgment to Ameriprise and denying it to Englinton Medical, P.C. It held that Ameriprise was entitled to dismissal of the complaint in its entirety, finding that plaintiff had failed to appear for the EUOs, which was a condition precedent to the insurer's liability on the policy. The court also dismissed the $3,253.92 claim, as it had already been paid in a separate arbitration.