No-Fault Case Law

American Tr. Ins. Co. v Barakat PT PC (2026 NY Slip Op 01750)

In this insurance dispute, the court considered the appropriate award of attorneys' fees following a master arbitrator's decision in favor of the defendant regarding no-fault insurance benefits. The main issues included the validity of the defendant's motion for attorneys' fees, the limitations imposed by relevant regulations, and the determination of a reasonable fee amount based on conflicting evidence submitted by both parties. The Supreme Court initially awarded the defendant only $1,300 for attorneys' fees, but upon appeal, it was found that the court did not adequately justify this award nor provide an evidentiary basis for its decision. Consequently, the holding was to reverse the initial order and remit the matter back to the Supreme Court for a new determination of the reasonable attorneys' fees, requiring a clear explanation of the evidence considered in making that determination.
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American Tr. Ins. Co. v Barakat PT PC (2026 NY Slip Op 01751)

The court considered the procedural history of an action initiated by the plaintiff, American Transit Insurance Company, under Insurance Law § 5106(c) for a de novo determination of no-fault insurance benefits after the defendant, Barakat PT PC, moved to strike the complaint due to the plaintiff's noncompliance with a prior discovery order. The main issues revolved around the plaintiff's motion for leave to renew and reargue the prior decision that had granted the defendant's motion to strike. The court decided that the plaintiff did not demonstrate that the previous ruling was based on a misapprehension of facts or law, nor did it provide reasonable justification for failing to present new facts in its motion. Consequently, the court reversed the November 6, 2024 order, denied the plaintiff's motion for leave to renew and reargue, and reinstated the earlier August 2023 order that had struck the complaint.
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Matter of American Tr. Ins. Co. v Lenox Hill Hosp. (NSUH) (2026 NY Slip Op 01052)

In this case, American Transit Insurance Company sought to vacate a master arbitration award in favor of Lenox Hill Hospital, which cross-petitioned to confirm the award. The Supreme Court initially confirmed the award and granted Lenox Hill $500 in attorneys' fees. Following this, Lenox Hill issued an information subpoena to American Transit, which led to a motion from Lenox Hill to compel compliance and seek additional attorneys' fees, alongside a cross-motion from American Transit to quash the subpoena. The court denied Lenox Hill's requests to compel compliance and impose a fine but granted the request to quash the subpoena, ruling that the subpoenaed information was irrelevant and served to harass American Transit. However, the appellate court modified the initial order to award Lenox Hill additional attorneys' fees related to the overdue postjudgment interest, directing the matter back to the Supreme Court for a determination of the appropriate amount.
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Matter of American Tr. Ins. Co. v MTS Acupuncture, P.C. (2026 NY Slip Op 01053)

In this case, American Transit Insurance Company sought to confirm a master arbitration award in favor of MTS Acupuncture, P.C., which had previously been awarded no-fault benefits. After American Transit satisfied the judgment by making the required payments, MTS served an information subpoena and moved to compel compliance, alongside seeking a fine and additional attorneys' fees. The Supreme Court granted American Transit’s request to enter a satisfaction of judgment and denied MTS's motions as academic, since the court found the judgment had been satisfied. However, the court erred by denying MTS's request for additional attorneys' fees on academic grounds rather than on the merits; it clarified that such fees are not recoverable without a valid overdue claim. Ultimately, the court modified the order to reflect a denial on the merits regarding the attorneys' fees while upholding the satisfaction of judgment.
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Matter of American Tr. Ins. Co. v YSC Trinity Acupuncture, P.C. (2026 NY Slip Op 01054)

The court considered the relevant facts surrounding a dispute between YSC Trinity Acupuncture, P.C. and American Transit Insurance Company concerning a master arbitration award related to no-fault benefits. The main issues decided included whether YSC was entitled to compel American Transit to comply with an information subpoena, the satisfaction of the judgment awarded to YSC, and whether YSC could obtain additional attorneys' fees for its postjudgment efforts. The holding of the court affirmed the lower court's decision, stating that American Transit had satisfied the judgment, thus negating the need for further discovery by YSC, and that YSC was not entitled to additional attorneys’ fees since no claims were overdue under the relevant statutes. Additionally, the court found that the information subpoena served by YSC was deemed irrelevant and constituted harassment, justifying the quashing of the subpoena.
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Hicks v Unitrin Advantage Ins. Co. (2026 NY Slip Op 00748)

The court considered several relevant facts in this breach of contract case regarding no-fault insurance benefits after a motor vehicle accident. The plaintiff sought compensation for lost wages, claiming $24,229.20, but the defendant partially denied this claim and subsequently failed to comply with multiple discovery demands from the plaintiff, including a conditional order to provide complete responses. The main issues decided included whether the defendant's failures constituted willful and contumacious behavior and if sanctions were appropriate. The court held that the defendant's repeated non-compliance warranted striking its answer and entering a default judgment in favor of the plaintiff, affirming the lower court’s decision and denying the defendant's request for a protective order.
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Kalitenko v Nationwide Mut. Fire Ins. Co. (2026 NY Slip Op 50184(U))

The court considered several pertinent facts in this case, primarily revolving around the circumstances of a motorcycle accident involving the assignor, Wascar Gomez-Hernandez. The defendant, Nationwide Mutual Fire Insurance Company, argued for summary judgment on the basis that Gomez-Hernandez was ineligible for no-fault benefits since he was operating a motorcycle, which is excluded from such benefits under New York insurance law. Evidence included Gomez-Hernandez's examination under oath, where he referred to his vehicle as a "moped" or "motorcycle," and admitted to lacking a driver's license and insurance for the vehicle. The main issues decided revolved around the admissibility of the EUO transcript and whether the vehicle qualified as a motorcycle under Insurance Law, leading the court to affirm the lower court's ruling that confirmed Gomez-Hernandez's ineligibility for no-fault benefits due to the nature of the vehicle he was operating. The holding was that the order granting summary judgment in favor of the defendant was affirmed, establishing that the accident did not constitute a covered incident under the no-fault insurance provisions.
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Kalitenko v Nationwide Mut. Fire Ins. Co. (2026 NY Slip Op 50185(U))

In this case, the court considered the claim of Sergey Kalitenko, M.D., who sought to recover assigned first-party no-fault benefits from Nationwide Mutual Fire Insurance Company on behalf of Wascar Gomez-Hernandez. The main issue was whether the Civil Court correctly granted Nationwide's motion for summary judgment to dismiss the complaint filed by the plaintiff. The court assessed whether the defendant met its burden and if the plaintiff had established a valid claim for benefits under the no-fault insurance law. Ultimately, the court affirmed the lower court's order, agreeing with the reasoning provided in a related case, leading to the dismissal of the complaint. The decision emphasizes the importance of meeting legal standards for recovery under no-fault insurance provisions.
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Kalitenko v Nationwide Mut. Fire Ins. Co. (2026 NY Slip Op 50186(U))

The court considered the case involving a healthcare provider's attempt to recover assigned first-party no-fault benefits from an insurance company. The central issue was whether the insurance company was liable to pay the benefits claimed for medical services rendered to the injured party. The court examined the defendant's motion for summary judgment, which sought to dismiss the complaint on grounds that were not specified in the summary. Ultimately, the court affirmed the lower court's decision, granting summary judgment in favor of the insurance company and dismissing the complaint, thereby ruling against the provider's claim for recovery of the no-fault benefits.
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Bridgeview Supply Corp. v Nationwide Mut. Ins. Co. (2026 NY Slip Op 50190(U))

In this case, the court considered whether the plaintiff, as an assignee of an individual, was entitled to recover first-party no-fault benefits from the defendant insurer after the plaintiff failed to appear for scheduled examinations under oath (EUOs). The main issues included the validity of the EUO scheduling and the insurer’s compliance with procedural requirements to deny the claim based on the plaintiff's non-appearance. The Civil Court initially found that the plaintiff raised a triable issue of fact regarding the reasonableness of the EUO requests, but the Appellate Term determined that the defendant had established its prima facie case by demonstrating proper scheduling of the EUOs and timely denial of the claims. Ultimately, the court reversed the Civil Court's order, granted the defendant's motion for summary judgment, and dismissed the complaint due to the plaintiff's failure to appear for the EUOs.
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