# 11 NYCRR 65-3.1: Applicability

- Part of: 11 NYCRR Subpart 65-3 (Insurance Regulation 68-C), Claims for Personal Injury Protection Benefits; 11 NYCRR Part 65 (Insurance Regulation 68)
- Page: https://www.beynensonlaw.com/no-fault-regulations/11-nycrr-65-3-1/
- Source: New York State Department of Financial Services, https://www.dfs.ny.gov/system/files/documents/2024/08/reg68_11_nycrr_65_full_txt.pdf (retrieved 2026-10-04)
- Checked against the Department's list of amendments through 2026-10-04
- Unofficial copy. The official compilation is the New York Codes, Rules and Regulations (NYCRR).
- Each provision below starts with its full path, so (a)(2) is paragraph (2) of subdivision (a). Stable IDs have the form `11nycrr:65-3.1(a)(2)`.

## Text

The following are rules for the settlement of claims for first-party and additional first-party benefits on account of injuries arising out of the use or operation of a motor vehicle, a motorcycle or an all-terrain vehicle. These rules shall apply to insurers and self-insurers, and the term insurer, as used in this section, shall include both insurers and self-insurers as those terms are defined in this Part and article 51 of the Insurance Law, the Motor Vehicle Accident Indemnification Corporation (MVAIC), pursuant to section 5221(b) of the Insurance Law and any company or corporation providing insurance pursuant to section 5103(g) of the Insurance Law, for the items of basic economic loss specified in section 5102(a) of the Insurance Law.

## Historical note

Sec. filed Aug. 2, 2001 eff. Sept. 1, 2001.

## Decisions citing this section (16)

From the beynensonlaw.com case-law database, grouped by the subdivision cited. Highest court first, then most-cited first. Compiled automatically from the text of the decisions.

### Section cited without a subdivision (16)

- [American Tr. Ins. Co. v U.S. Med Supply Corp. (2023 NY Slip Op 50560(U))](https://www.beynensonlaw.com/case-law/american-tr-ins-co-v-u-s-med-supply-corp-2023-ny-slip-op50560u/) — Trial court
- [Community Med. Imaging P.C. v American Tr. Ins. Co. (2024 NY Slip Op 50301(U))](https://www.beynensonlaw.com/case-law/community-med-imaging-p-c-v-american-tr-ins-co-2024-ny-slip-op-50301u/) — Trial court
- [American Tr. Ins. Co. v PDA NY Chiropractic, P.C. (2023 NY Slip Op 50938(U))](https://www.beynensonlaw.com/case-law/american-tr-ins-co-v-pda-ny-chiropractic-p-c-2023-ny-slip-op50938u/) — Trial court
- [American Tr. Ins. Co. v Rutland Med., PC (2023 NY Slip Op 50814(U))](https://www.beynensonlaw.com/case-law/american-tr-ins-co-v-rutland-med-pc-2023-ny-slip-op50814u/) — Trial court
- [American Tr. Ins. Co. v North Shore Family Chiropractic PC (2023 NY Slip Op 50208(U))](https://www.beynensonlaw.com/case-law/american-tr-ins-co-v-north-shore-family-chiropractic-pc-2023-ny-slipop-50208u/) — Trial court
- [ENS Med., P.C. v Nationwide Ins. Co. (2026 NY Slip Op 26033)](https://www.beynensonlaw.com/case-law/ens-med-p-c-v-nationwide-ins-co-2026-ny-slip-op-26033/) — Trial court
- [American Tr. Ins. Co. v Nexray Med. Imaging PC (2023 NY Slip Op50538(U))](https://www.beynensonlaw.com/case-law/american-tr-ins-co-v-nexray-med-imaging-pc-2023-ny-slip-op50538u/) — Trial court
- [American Tr. Ins. Co. v Nexray Med. Imaging PC (2023 NY Slip Op 50506(U))](https://www.beynensonlaw.com/case-law/american-tr-ins-co-v-nexray-med-imaging-pc-2023-ny-slip-op50506u/) — Trial court
- [Sabodash v Hereford Ins. Co. (2021 NY Slip Op 51099(U))](https://www.beynensonlaw.com/case-law/sabodash-v-hereford-ins-co-2021-ny-slip-op-51099u/) — Trial court
- [Alsaad Med., P.C. v State Farm Mut. Auto. Ins. Co. (2021 NY Slip Op50532(U))](https://www.beynensonlaw.com/case-law/alsaad-med-p-c-v-state-farm-mut-auto-ins-co-2021-ny-slip-op50532u/) — Trial court
- [Vision Rehab PT PC v MVAIC (2019 NY Slip Op 51206(U))](https://www.beynensonlaw.com/case-law/vision-rehab-pt-pc-v-mvaic-2019-ny-slip-op-51206u/) — Trial court
- [Tian Shan Acupuncture PC v Global Liberty Ins. Co. (2019 NY Slip Op 50728(U))](https://www.beynensonlaw.com/case-law/tian-shan-acupuncture-pc-v-global-liberty-ins-co-2019-ny-slip-op50728u/) — Trial court
- [Sunrise Acupuncture, P.C. v Kemper Independence Ins. Co. (2018 NY Slip Op 28344)](https://www.beynensonlaw.com/case-law/sunrise-acupuncture-p-c-v-kemper-independence-ins-co-2018-ny-slip-op-28344/) — Trial court
- [Pro-Align Chiropractic, P.C. v State Farm Mut. Auto. Ins. Co. (2018 NY Slip Op 50341(U))](https://www.beynensonlaw.com/case-law/pro-align-chiropractic-p-c-v-state-farm-mut-auto-ins-co-2018-ny-slip-op50341u/) — Trial court
- [Breeze Acupuncture, P.C. v Allstate Ins. Co. (2018 NY Slip Op 50138(U))](https://www.beynensonlaw.com/case-law/breeze-acupuncture-p-c-v-allstate-ins-co-2018-ny-slip-op-50138u/) — Trial court
- [Pinnacle Open MRI, P.C. v Republic W. Ins. Co. (2008 NY Slip Op 25000)](https://www.beynensonlaw.com/case-law/pinnacle-open-mri-p-c-v-republic-w-ins-co-2008-ny-slip-op-25000/) — Trial court