# 11 NYCRR 65-1.8: Coverage for nonresident motorists driving in this State

- Part of: 11 NYCRR Subpart 65-1 (Insurance Regulation 68-A), Prescribed Policy Endorsements; 11 NYCRR Part 65 (Insurance Regulation 68)
- Page: https://www.beynensonlaw.com/no-fault-regulations/11-nycrr-65-1-8/
- Source: New York State Department of Financial Services, https://www.dfs.ny.gov/system/files/documents/2024/08/reg68_11_nycrr_65_full_txt.pdf (retrieved 2026-10-04)
- Checked against the Department's list of amendments through 2026-10-04
- Unofficial copy. The official compilation is the New York Codes, Rules and Regulations (NYCRR).
- Each provision below starts with its full path, so (a)(2) is paragraph (2) of subdivision (a). Stable IDs have the form `11nycrr:65-1.8(a)(2)`.

## Text

(a) The automobile liability insurance policies of every authorized insurer which are sold in any other state or Canadian province shall be deemed to satisfy the financial security requirements of article 6 or 8 of the New York Vehicle and Traffic Law, and shall be deemed to provide for the payment of first-party benefits pursuant to section 5103 of the New York Insurance Law when the insured motor vehicle is used or operated in this State.

(b) The automobile liability insurance policies which are sold in any other state or Canadian province by an unauthorized insurer which is controlled by, or controlling, or under common control of, an authorized insurer shall be deemed to satisfy the financial security requirements of article 6 or 8 of the New York Vehicle and Traffic Law, and shall be deemed to provide for the payment of first-party benefits pursuant to section 5103 of the New York Insurance Law when the insured motor vehicle is used or operated in this State.

(c) Any other unauthorized insurer may file with the Superintendent of Financial Services a statement that its automobile insurance policies sold in any other state or Canadian province will be deemed to satisfy the financial security requirements of article 6 or 8 of the New York Vehicle and Traffic Law, and will be deemed to provide for the payment of first-party benefits pursuant to section 5103 of the New York Insurance Law when the insured motor vehicle is used or operated in this State.

## Historical note

Sec. filed Aug. 2, 2001; amd. filed April 9, 2013 eff. June 1, 2013; amended adoption filed May 16, 2013 eff. Aug. 1, 2013. Amended (c).

## Decisions citing this section (4)

From the beynensonlaw.com case-law database, grouped by the subdivision cited. Highest court first, then most-cited first. Compiled automatically from the text of the decisions.

### Subdivision (b) (1)

- [Matter of American Ind. Ins. Co. v Nova Acupuncture, P.C. (2016 NY Slip Op 02357)](https://www.beynensonlaw.com/case-law/matter-of-american-ind-ins-co-v-nova-acupuncture-p-c-2016-ny-slip-op02357/) — Appellate Division, Second Department

### Subdivision (c) (1)

- [American Ind. Ins. v Gerard Ave. Med. P.C. (2005 NY Slip Op 52302(U))](https://www.beynensonlaw.com/case-law/american-ind-ins-v-gerard-ave-med-p-c-2005-ny-slip-op-52302u/) — Trial court

### Section cited without a subdivision (2)

- [Flushing Traditional Acupuncture, P.C. v Infinity Group (2012 NY Slip Op 22345)](https://www.beynensonlaw.com/case-law/flushing-traditional-acupuncture-p-c-v-infinity-group-2012-ny-slip-op-22345/) — Appellate Term, Second Department
- [Domny Med. Servs., P.C. v Universal Ins. Co. (2021 NY Slip Op 50301(U))](https://www.beynensonlaw.com/case-law/domny-med-servs-p-c-v-universal-ins-co-2021-ny-slip-op-50301u/) — Appellate Term, Second Department