# 11 NYCRR 65-1.6: Deductibles

- Part of: 11 NYCRR Subpart 65-1 (Insurance Regulation 68-A), Prescribed Policy Endorsements; 11 NYCRR Part 65 (Insurance Regulation 68)
- Page: https://www.beynensonlaw.com/no-fault-regulations/11-nycrr-65-1-6/
- Source: New York State Department of Financial Services, https://www.dfs.ny.gov/system/files/documents/2024/08/reg68_11_nycrr_65_full_txt.pdf (retrieved 2026-10-04)
- Checked against the Department's list of amendments through 2026-10-04
- Unofficial copy. The official compilation is the New York Codes, Rules and Regulations (NYCRR).
- Each provision below starts with its full path, so (a)(2) is paragraph (2) of subdivision (a). Stable IDs have the form `11nycrr:65-1.6(a)(2)`.

## Text

Each insurance company which offers insurance policies to satisfy the minimum requirements of article 51 shall offer the policy prescribed in this Subpart with a family deductible of $200 and without any deductible. Each insurance company may also offer the above policy with a family deductible of $100. Any family deductible shall apply to the “named insured” and any “relative”, as these terms are defined in the Mandatory Personal Injury Protection Endorsement set forth in this Subpart.

## Historical note

Sec. filed Aug. 2, 2001 eff. Sept. 1, 2001.

## Decisions citing this section (4)

From the beynensonlaw.com case-law database, grouped by the subdivision cited. Highest court first, then most-cited first. Compiled automatically from the text of the decisions.

### Section cited without a subdivision (4)

- [Natural Therapy Acupuncture, P.C. v Interboro Ins. Co. (2012 NY Slip Op 51350(U))](https://www.beynensonlaw.com/case-law/natural-therapy-acupuncture-p-c-v-interboro-ins-co-2012-ny-slip-op51350u/) — Appellate Term, Second Department
- [Innovative Chiropractic, P.C. v Progressive Ins. Co. (2010 NY Slip Op 50148(U))](https://www.beynensonlaw.com/case-law/innovative-chiropractic-p-c-v-progressive-ins-co-2010-ny-slip-op50148u/) — Appellate Term, Second Department
- [SK Prime Med. Supply, Inc. v State Farm Mut. Auto. Ins. Co. (2014 NY Slip Op 50630(U))](https://www.beynensonlaw.com/case-law/sk-prime-med-supply-inc-v-state-farm-mut-auto-ins-co-2014-ny-slipop-50630u/) — Appellate Term, Second Department
- [Bronze Acupuncture, P.C. v Travelers Ins. Co. (2014 NY Slip Op 50873(U))](https://www.beynensonlaw.com/case-law/bronze-acupuncture-p-c-v-travelers-ins-co-2014-ny-slip-op50873u/) — Appellate Term, Second Department