# 11 NYCRR 65-1.1: Requirements for minimum benefit insurance policies for personal injuries

- Part of: 11 NYCRR Subpart 65-1 (Insurance Regulation 68-A), Prescribed Policy Endorsements; 11 NYCRR Part 65 (Insurance Regulation 68)
- Page: https://www.beynensonlaw.com/no-fault-regulations/11-nycrr-65-1-1/
- Source: New York State Department of Financial Services, https://www.dfs.ny.gov/system/files/documents/2024/08/reg68_11_nycrr_65_full_txt.pdf (retrieved 2026-10-04)
- Checked against the Department's list of amendments through 2026-10-04
- Unofficial copy. The official compilation is the New York Codes, Rules and Regulations (NYCRR).
- Each provision below starts with its full path, so (a)(2) is paragraph (2) of subdivision (a). Stable IDs have the form `11nycrr:65-1.1(a)(2)`.
- Includes the amendment effective 2023-02-08 (https://www.dfs.ny.gov/system/files/documents/2023/01/rf41_amend16_text_2.pdf), applied here from the amendment as adopted: Subdivision (a); in the endorsement of subdivision (d), exclusions (k) and (l), new exclusion (m), footnote 1, a new footnote 6, and the former footnotes 6 to 12 renumbered 7 to 13.
- The text of a prescribed endorsement or notice is quoted with ">"; its own (a), (b) ... labels belong to the endorsement, not to the section, and have no IDs.

## Text

(a) Every owner’s policy of liability insurance issued in satisfaction of the minimum requirements of article 6 or 8 of the Vehicle and Traffic Law and article 51 of the Insurance Law and every policy issued in satisfaction of the minimum requirements of article 44-B of the Vehicle and Traffic Law and article 40 of the General Business Law shall contain provisions providing minimum first-party benefits equal to those set out below in the mandatory personal injury protection endorsement (New York), or mandatory personal injury protection endorsement - motorcycles (New York), respectively.

(b) An insurer shall provide the appropriate endorsement to be used with a policy. The Mandatory Personal Injury Protection Endorsement (New York) and the Mandatory Personal Injury Protection Endorsement - Motorcycles (New York) set out below are approved and promulgated for use by an insurer. Except as provided in subdivision (c) of this section and section 65-1.7 of this Subpart, an insurer shall provide:

(b)(1) the Mandatory Personal Injury Protection Endorsement (New York) to every insured with respect to a policy issued, renewed, modified, altered or amended on or after January 26, 2011; or

(b)(2) the Mandatory Personal Injury Protection Endorsement - Motorcycles (New York) to every insured with respect to a motorcycle policy issued or renewed.

(c) The mandatory personal injury protection endorsement - all-terrain vehicles (New York), set out below is approved and promulgated for use by an insurer and, except as provided in section 65-1.7 of this Subpart, must be issued with every liability policy covering an all-terrain vehicle as required by section 2407 of article 48-C of the New York Vehicle and Traffic Law and Subpart 64-2 of this Title and must be:

(c)(1) furnished to all new insureds with policies effective on and after September 1, 2001; and

(c)(2) enclosed with the first renewal policies renewed on and after September 1, 2001.

(d) Mandatory personal injury protection endorsement.

> **MANDATORY PERSONAL INJURY PROTECTION ENDORSEMENT**

> **(New York)**

> The Company agrees with the named insured, as follows:

> **Section I**

> *Mandatory Personal Injury Protection*

> The company will pay first-party benefits to reimburse for basic economic loss sustained by an eligible injured person on account of personal injuries caused by an accident arising out of the use or operation of a motor vehicle or a motorcycle during the policy period and within the United States of America, its territories or possessions, or Canada.[^1]

> *First-Party Benefits*

> First-party benefits, other than death benefits, are payments equal to basic economic loss, reduced by the following:

> (a) 20 percent of the eligible injured person’s loss of earnings from work to the extent that an eligible injured person’s basic economic loss consists of such loss of earnings;

> (b) amounts recovered or recoverable on account of personal injury to an eligible injured person under State or Federal laws providing social security disability or workers’ compensation benefits, or disability benefits under article 9 of the New York Workers’ Compensation Law;

> (c) the amount of any applicable deductible, provided that such deductible shall apply to each accident, but only to the total of first-party benefits otherwise payable to the named insured and any relative as a result of that accident.

> *Basic Economic Loss*

> Basic economic loss shall consist of medical expense, work loss, other expense and, when death occurs, a death benefit as herein provided. Except for such death benefit, basic economic loss shall not include any loss sustained on account of death. Basic economic loss of each eligible injured person on account of any single accident shall not exceed $50,000, except that any death benefit hereunder shall be in addition thereto.

> *Medical Expense*

> Medical expense shall consist of necessary expenses for:

> (a) medical, hospital (including services rendered in compliance with Article 41 of the Public Health Law, whether or not such services are rendered directly by a hospital), surgical, nursing, dental, ambulance, X-ray, prescription drug and prosthetic services;

> (b) psychiatric, physical and occupational therapy and rehabilitation;

> (c) any nonmedical remedial care and treatment rendered in accordance with a religious method of healing recognized by the laws of New York; and

> (d) any other professional health services.

> These medical expenses will not be subject to a time limitation, provided that, within one year after the date of the accident, it is ascertainable that further medical expenses may be sustained as a result of the injury. Payments hereunder for necessary medical expenses shall be subject to the limitations and requirements of section 5108 of the New York Insurance Law.

> *Work Loss*

> Work loss shall consist of the sum of the following losses and expenses, up to a maximum payment of $2,000 per month for a maximum period of three years from the date of the accident:

> (a) loss of earnings from work which the eligible injured person would have performed had such person not been injured, except that an employee who is entitled to receive monetary payments, pursuant to statute or contract with the employer, or who receives voluntary monetary benefits paid for by the employer, by reason of such employee’s inability to work because of personal injury arising out of the use or operation of a motor vehicle or a motorcycle, shall not be entitled to receive first-party benefits for loss of earnings from work to the extent that such monetary payments or benefits from the employer do not result in the employee suffering a reduction in income or a reduction in such employee’s level of future benefits arising from a subsequent illness or injury; and

> (b) reasonable and necessary expenses sustained by the eligible injured person in obtaining services in lieu of those which such person would have performed for income.

> *Other Expenses*

> Other expenses shall consist of all reasonable and necessary expenses, other than medical expense and work loss, up to $25 per day for a period of one year from the date of the accident causing injury.

> *Death Benefit*

> Upon the death of any eligible injured person, caused by an accident to which this coverage applies, the Company will pay to the estate of such person a death benefit of $2,000.

> *Eligible Injured Person*

> Subject to the exclusions and conditions set forth below, an eligible injured person is:

> (a) the named insured and any relative who sustains personal injury arising out of the use or operation of any motor vehicle;

> (b) the named insured and any relative who sustains personal injury arising out of the use or operation of any motorcycle, while not occupying a motorcycle;

> (c) any other person who sustains personal injury arising out of the use or operation of the insured motor vehicle in the State of New York while not occupying another motor vehicle; or

> (d) any New York State resident who sustains personal injury arising out of the use or operation of the insured motor vehicle outside of New York while not occupying another motor vehicle.

> *Exclusions*

> This coverage does not apply to personal injury sustained by:

> (a) the named insured while occupying, or while a pedestrian through being struck by, any motor vehicle owned by the named insured with respect to which the coverage required by the New York Comprehensive Motor Vehicle Insurance Reparations Act is not in effect;

> (b) any relative while occupying, or while a pedestrian through being struck by, any motor vehicle owned by the relative with respect to which the coverage required by the New York Comprehensive Motor Vehicle Insurance Reparations Act is not in effect;

> (c) the named insured or relative while occupying, or while a pedestrian through being struck by, a motor vehicle in New York State, other than the insured motor vehicle, with respect to which the coverage required by the New York Comprehensive Motor Vehicle Insurance Reparations Act is in effect; however, this exclusion does not apply to personal injury sustained in New York State by the named insured or relative while occupying a bus or school bus, as defined in sections 104 and 142 of the New York Vehicle and Traffic Law, unless that person is the operator, an owner, or an employee of the owner or operator, of such bus or school bus;

> [(d) any person in New York State while occupying the insured motor vehicle which is a bus or school bus, as defined in sections 104 and 142 of the New York Vehicle and Traffic Law, but only if such person is a named insured or relative under any other policy providing the coverage required by the New York Comprehensive Motor Vehicle Insurance Reparations Act; however, this exclusion does not apply to the operator, an owner, or an employee of the owner or operator, of such bus or school bus;][^2]

> (e) any person while occupying a motorcycle;

> (f) any person who intentionally causes his or her own personal injury;[^3]

> (g) any person as a result of operating a motor vehicle while in an intoxicated condition or while his or her ability to operate the vehicle is impaired by the use of a drug (within the meaning of section 1192 of the New York Vehicle and Traffic Law), except that coverage shall apply to necessary emergency health services rendered in a general hospital, as defined in section 2801(10) of the New York Public Health Law, including ambulance services attendant thereto and related medical screening. However, where the person has been convicted of violating section 1192 of the New York Vehicle and Traffic Law while operating a motor vehicle in an intoxicated condition or while his or her ability to operate such vehicle is impaired by the use of a drug, and the conviction is a final determination, the company has a cause of action against such person for the amount of first party benefits that are paid or payable;[^4]

> (h) any person while:

> (1) committing an act which would constitute a felony, or seeking to avoid lawful apprehension or arrest by a law enforcement officer;[^3]

> (2) operating a motor vehicle in a race or speed test;[^3]

> (3) operating or occupying a motor vehicle known to that person to be stolen;[^3] or

> (4) repairing, servicing or otherwise maintaining a motor vehicle if the conduct is within the course of a business of repairing, servicing or otherwise maintaining a motor vehicle and the injury occurs on the business premises;[^3]

> (i) the named insured or relative while not occupying a motor vehicle or a motorcycle when struck by a motorcycle in New York State with respect to which the coverage required by the New York Comprehensive Motor Vehicle Insurance Reparations Act is in effect;

> (j) any New York State resident other than the named insured or relative injured through the use or operation of the insured motor vehicle outside of New York State if such resident is the owner or a relative of the owner of a motor vehicle insured under another policy providing the coverage required by the New York Comprehensive Motor Vehicle Insurance Reparations Act;

> (k) any New York State resident other than the named insured or relative injured through the use or operation of the insured motor vehicle outside of New York State if such resident is the owner of a motor vehicle for which the coverage required by the New York Comprehensive Motor Vehicle Insurance Reparations Act is not in effect;

> (l) any person who is injured while, pursuant to article 44-B of the Vehicle and Traffic Law, the insured motor vehicle is being used or operated by a transportation network company driver;[^5] or

> (m) any person who is injured while the insured motor vehicle is being used or operated by a shared vehicle driver pursuant to article 40 of the General Business Law.[^6]

> *Other Definitions*

> When used in reference to this coverage:

> (a) the insured motor vehicle means a motor vehicle owned by the named insured and to which the bodily injury liability insurance of this policy applies and for which a specific premium is charged;

> (b) motorcycle means a vehicle as defined in section 123 of the New York Vehicle and Traffic Law and which is required to carry financial security pursuant to article 6, 8 or 48-A of the Vehicle and Traffic Law;

> (c) motor vehicle means a motor vehicle, as defined in section 311 of the New York Vehicle and Traffic Law, and also includes fire and police vehicles, but shall not include any motor vehicle not required to carry financial security pursuant to article 6, 8 or 48-A of the Vehicle and Traffic Law, or a motorcycle as defined above;

> (d) named insured means the person or organization named [in the declarations];[^7]

> (e) occupying means in or upon or entering into or alighting from;

> (f) personal injury means bodily injury, sickness or disease;

> (g) relative means a spouse, child, or other person related to the named insured by blood, marriage, or adoption (including a ward or foster child), who regularly resides in the insured’s household, including any such person who regularly resides in the household, but is temporarily living elsewhere; and

> (h) use or operation of a motor vehicle or a motorcycle includes the loading or unloading of such vehicle.

> *Conditions*

> Action Against Company. No action shall lie against the Company unless, as a condition precedent thereto, there shall have been full compliance with the terms of this coverage.

> Notice. In the event of an accident, written notice setting forth details sufficient to identify the eligible injured person, along with reasonably obtainable information regarding the time, place and circumstances of the accident, shall be given by, or on behalf of, each eligible injured person, to the Company, or any of the Company’s authorized agents, as soon as reasonably practicable, but in no event more than 30 days after the date of the accident, unless the eligible injured person submits written proof providing clear and reasonable justification for the failure to comply with such time limitation. If an eligible injured person or that person’s legal representative institutes a proceeding to recover damages for personal injury under section 5104(b) of the New York Insurance Law, a copy of the summons and complaint or other process served in connection with such action shall be forwarded as soon as practicable to the Company or any of the Company’s authorized agents by such eligible injured person or that person’s legal representative.

> Proof of Claim. Medical, Work Loss, and Other Necessary Expenses. In the case of a claim for health service expenses, the eligible injured person or that person’s assignee or representative shall submit written proof of claim to the Company, including full particulars of the nature and extent of the injuries and treatment received and contemplated, as soon as reasonably practicable but, in no event later than 45 days after the date services are rendered. The eligible injured person or that person’s representative shall submit written proof of claim for work loss benefits and for other necessary expenses to the Company as soon as reasonably practicable but, in no event, later than 90 days after the work loss is incurred or the other necessary services are rendered. The foregoing time limitations for the submission of proof of claim shall apply unless the eligible injured person or that person’s representative submits written proof providing clear and reasonable justification for the failure to comply with such time limitation. Upon request by the Company, the eligible injured person or that person’s assignee or representative shall:

> (a) execute a written proof of claim under oath;

> (b) as may reasonably be required submit to examinations under oath by any person named by the Company and subscribe the same;

> (c) provide authorization that will enable the Company to obtain medical records; and

> (d) provide any other pertinent information that may assist the Company in determining the amount due and payable.

> The eligible injured person shall submit to medical examination by physicians selected by, or acceptable to, the Company, when, and as often as, the Company may reasonably require.

> Arbitration. In the event any person making a claim for first-party benefits and the Company do not agree regarding any matter relating to the claim, such person shall have the option of submitting such disagreement to arbitration pursuant to procedures promulgated or approved by the Superintendent of Financial Services.

> Reimbursement and Trust Agreement. To the extent that the Company pays first-party benefits, the Company is entitled to the proceeds of any settlement or judgment resulting from the exercise of any right of recovery for damages for personal injury under section 5104(b) of the New York Insurance Law. The Company shall have a lien upon any such settlement or judgment to the extent that the Company has paid first-party benefits. An eligible injured person shall:

> (a) hold in trust, for the benefit of the Company, all rights of recovery which that person shall have for personal injury under section 5104(b) of the New York Insurance Law;

> (b) do whatever is proper to secure, and shall do nothing to prejudice, such rights; and

> (c) execute, and deliver to the Company, instruments and papers as may be appropriate to secure the rights and obligations of such person and the Company established by this provision.

> An eligible injured person shall not compromise an action to recover damages brought under section 5104(b) of the New York Insurance Law, except:

> (a) with the written consent of the Company;

> (b) with approval of the court; or

> (c) where the amount of the settlement exceeds $50,000.

> Other Coverage. Where more than one source of first-party benefits required by article 51 of the New York Insurance Law and article 6, 8, or 44-B of the New York Vehicle and Traffic Law is available and applicable to an eligible injured person in any one accident, this Company is liable to an eligible injured person only for an amount equal to the maximum amount that the eligible injured person is entitled to recover under this coverage, divided by the number of available and applicable sources of required first-party benefits. An eligible injured person shall not recover duplicate benefits for the same elements of loss under this coverage or any other mandatory first-party motor vehicle or no-fault motor vehicle insurance coverage issued in compliance with the laws of another state.

> If the eligible injured person is entitled to benefits under any such mandatory first-party motor vehicle or no-fault motor vehicle insurance for the same elements of loss under this coverage, this Company shall be liable only for an amount equal to the proportion that the total amount available under this coverage bears to the sum of the amount available under this coverage and the amount available under such other mandatory insurance for the common elements of loss. However, where another state’s mandatory first-party or no-fault motor vehicle insurance law provides unlimited coverage available to an eligible injured person for an element of loss under this coverage, the obligation of this Company is to share equally for that element of loss with such other mandatory insurance until the $50,000, or $75,000 if Optional Basic Economic Loss (OBEL) coverage is purchased, limit of this coverage is exhausted by the payment of that element of loss and any other elements of loss.

> **Section II**

> *Excess Coverage*

> If motor vehicle medical payments coverage or any disability coverages or uninsured motorists coverage are afforded under this policy, such coverages shall be excess insurance over any Mandatory PIP, OBEL or Additional PIP benefits paid or payable, or which would be paid or payable but for the application of a deductible, under this or any other motor vehicle No-Fault insurance policy.

> **Section III**

> *Constitutionality*

> If it is conclusively determined by a court of competent jurisdiction that the New York Comprehensive Motor Vehicle Insurance Reparations Act, or any amendment thereto, is invalid or unenforceable in whole or in part, then, subject to the approval of the Superintendent of Financial Services, the Company may amend this policy and may also recompute the premium for the existing or amended policy.

> These amendments and recomputations will be effective retroactively to the date that such act or any amendment is deemed to be invalid or unenforceable in whole or in part.

> *** * ***

(e) Mandatory personal injury protection endorsement - motorcycles.

> **MANDATORY PERSONAL INJURY PROTECTION ENDORSEMENT**

> **MOTORCYCLES - (New York)[^8]**

> The company agrees with the named insured as follows:

> **Section I**

> *Mandatory Personal Injury Protection*

> The Company will pay first-party benefits to reimburse for basic economic loss sustained by an eligible injured person on account of personal injuries caused by an accident arising out of the use or operation of the insured motorcycle. This coverage applies only to motorcycle accidents which occur during the policy period and within the State of New York.

> *Eligible Injured Person*

> An eligible injured person is any person who sustains a personal injury arising out of the use or operation of the insured motorcycle while not occupying the insured motorcycle, any other motorcycle or a motor vehicle.

> *First-Party Benefits*

> First-party benefits, other than death benefits, are payments equal to basic economic loss, reduced by the following:

> (a) 20 percent of the eligible injured person’s loss of earnings from work to the extent that an eligible injured person’s basic economic loss consists of such loss of earnings;

> (b) amounts recovered or recoverable on account of personal injury to an eligible injured person under State or Federal laws providing social security disability or workers’ compensation benefits, or disability benefits under article 9 of the New York Workers’ Compensation Law.

> *Basic Economic Loss*

> Basic economic loss shall consist of medical expense, work loss, other expense and, when death occurs, a death benefit as herein provided. Except for such death benefit, basic economic loss shall not include any loss sustained on account of death. Basic economic loss of each eligible injured person on account of any single accident shall not exceed $50,000, except that any death benefit hereunder shall be in addition thereto.

> *Medical Expense*

> Medical expense shall consist of necessary expenses for:

> (a) medical, hospital (including services rendered in compliance with article 41 of the Public Health Law, whether or not such services are rendered directly by a hospital), surgical, nursing, dental, ambulance, X-ray, prescription drug and prosthetic services;

> (b) psychiatric, physical and occupational therapy and rehabilitation;

> (c) any nonmedical remedial care and treatment rendered in accordance with a religious method of healing recognized by the laws of New York; and

> (d) any other professional health services.

> These medical expenses will not be subject to a time limitation, provided that within one year after the date of the accident it is ascertainable that further medical expenses may be sustained as a result of the injury. Payments hereunder for necessary medical expenses shall be subject to the limitations and requirements of section 5108 of the New York Insurance Law.

> *Work Loss*

> Work loss shall consist of the sum of the following losses and expenses, up to a maximum payment of $2,000 per month for a maximum period of three years from the date of the accident:

> (a) loss of earnings from work which the eligible injured person would have performed had such person not been injured, except that an employee who is entitled to receive monetary payments, pursuant to statute or contract with the employer, or who receives voluntary monetary benefits paid for by the employer, by reason of such employee’s inability to work because of personal injury arising out of the use or operation of a motorcycle, shall not be entitled to receive first- party benefits for loss of earnings from work to the extent that such monetary payments or benefits from the employer do not result in the employee suffering a reduction in income or a reduction in such employee’s level of future benefits arising from a subsequent illness or injury; and

> (b) reasonable and necessary expenses sustained by the eligible injured person in obtaining services in lieu of those which such person would have performed for income.

> *Other Expenses*

> Other expenses shall consist of all reasonable and necessary expenses, other than medical expense and work loss, up to $25 per day for a period of one year from the date of the accident causing injury.

> *Death Benefit*

> Upon the death of any eligible injured person, caused by an accident to which this coverage applies, the Company will pay to the estate of such person a death benefit of $2,000.

> Exclusions[^9]

> This coverage does not apply:

> (a) to a personal injury sustained by any person who intentionally causes his own personal injury;

> (b) to a personal injury sustained by any person while committing an act which would constitute a felony, or seeking to avoid lawful apprehension or arrest by a law enforcement officer; or

> (c) to a personal injury sustained by a person while repairing, servicing, or otherwise maintaining a motor vehicle or motorcycle, if such conduct is within the course of a business of repairing, servicing, or otherwise maintaining a motor vehicle or motorcycle and the injury occurs on the business premises.

> *Other Definitions*

> When used in reference to this coverage:

> (a) insured motorcycle means a motorcycle owned by the named insured and to which the bodily injury liability insurance of this policy applies and for which a specific premium is charged;

> (b) motorcycle means a vehicle as defined in section 123 of the New York Vehicle and Traffic Law, and which is required to carry financial security pursuant to article 6, 8 or 48-A of the Vehicle and Traffic Law;

> (c) motor vehicle means a motor vehicle, as defined in section 311 of the New York Vehicle and Traffic Law, and also includes fire and police vehicles, but shall not include any motor vehicle not required to carry financial security pursuant to article 6, 8 or 48-A of the Vehicle and Traffic Law, or a motorcycle as defined above;

> (d) named insured means the person or organization named [in the declaration];[^10]

> (e) occupying means in or upon or entering into or alighting from;

> (f) personal injury means bodily injury, sickness or disease;

> (g) use or operation of a motor vehicle or motorcycle includes the loading or unloading of such vehicle.

> *Conditions*

> Action Against Company. No action shall lie against the Company unless, as a condition precedent thereto, there shall have been full compliance with the terms of this coverage.

> Notice. In the event of an accident, written notice setting forth details sufficient to identify the eligible injured person, along with reasonably obtainable information regarding the time, place and circumstances of the accident, shall be given by, or on behalf of, each eligible injured person, to the Company, or any of the Company’s authorized agents, as soon as reasonably practicable, but in no event more than 30 days after the date of the accident, unless the eligible injured person submits written proof providing clear and reasonable justification for the failure to comply with such time limitation. If an eligible injured person or that person’s legal representative institutes a proceeding to recover damages for personal injury under section 5104(b) of the New York Insurance Law, a copy of the summons and complaint or other process served in connection with such action shall be forwarded as soon as practicable to the Company or any of the Company’s authorized agents by such eligible injured person or that person’s legal representative.

> Proof of Claim; Medical, Work Loss, and Other Necessary Expenses. In the case of a claim for health service expenses, the eligible injured person or that person’s assignee or representative shall submit written proof of claim to the Company, including full particulars of the nature and extent of the injuries and treatment received and contemplated, as soon as reasonably practicable but, in no event later than 45 days after the date services are rendered. The eligible injured person or that person’s representative shall submit written proof of claim for work loss benefits and for other necessary expenses to the Company as soon as reasonably practicable but, in no event, later than 90 days after the work loss is incurred or the other necessary services are rendered. The foregoing time limitations for the submission of proof of claim shall apply unless the eligible injured person submits written proof providing clear and reasonable justification for the failure to comply with such time limitation. Upon request by the Company, the eligible injured person or that person’s assignee or representative shall:

> (a) execute a written proof of claim under oath;

> (b) as may reasonably be required submit to examinations under oath by any person named by the Company and subscribe the same;

> (c) provide authorization that will enable the Company to obtain medical records; and

> (d) provide any other pertinent information that may assist the Company in determining the amount due and payable.

> The eligible injured person shall submit to medical examination by physicians selected by, or acceptable to, the Company when, and as often as, the Company may reasonably require.

> Arbitration. In the event any person making a claim for first-party benefits and the Company do not agree regarding any matter relating to the claim, such person shall have the option of submitting such disagreement to arbitration pursuant to procedures promulgated or approved by the Superintendent of Financial Services.

> Reimbursement and Trust Agreement. To the extent that the Company pays first-party benefits, the Company is entitled to the proceeds of any settlement or judgment resulting from the exercise of any right of recovery for damages for personal injury under section 5104(b) of the New York Insurance Law. The Company shall have a lien upon any such settlement or judgment to the extent that the Company has paid first-party benefits. An eligible injured person shall:

> (a) hold in trust, for the benefit of the Company, all rights of recovery which that person shall have for personal injury under section 5104(b) of the New York Insurance Law;

> (b) do whatever is proper to secure, and shall do nothing to prejudice, such rights; and

> (c) execute, and deliver to the Company, instruments and papers as may be appropriate to secure the rights and obligations of such person and the Company established by this provision.

> An eligible injured person shall not compromise an action to recover damages brought under section 5104(b) of the New York Insurance Law, except:

> (a) with the written consent of the Company;

> (b) with approval of the court; or

> (c) where the amount of the settlement exceeds $50,000.

> Other Coverage. Where more than one source of first-party benefits required by article 51 of the New York Insurance Law and article 6 or 8 of the New York Vehicle and Traffic Law is available and applicable to an eligible injured person in any one accident, this Company is liable to an eligible injured person only for an amount equal to the maximum amount that the eligible injured person is entitled to recover under this coverage, divided by the number of available and applicable sources of required first-party benefits. An eligible injured person shall not recover duplicate benefits for the same elements of loss under this coverage or any other mandatory first-party motor vehicle or no-fault motor vehicle insurance coverage issued in compliance with the laws of another state.

> If the eligible injured person is entitled to benefits under any such mandatory first-party motor vehicle or no-fault motor vehicle insurance for the same elements of loss under this coverage, this Company shall be liable only for an amount equal to the proportion that the total amount available under this coverage bears to the sum of the amount available under this coverage and the amount available under such other mandatory insurance for the common elements of loss. However, where another state’s mandatory first-party or no-fault motor vehicle insurance law provides unlimited coverage available to an eligible injured person for an element of loss under this coverage, the obligation of this Company is to share equally for that element of loss with such other mandatory insurance until the $50,000, or $75,000 if Optional Basic Economic Loss (OBEL) coverage is purchased, limit of this coverage is exhausted by the payment of that element of loss and any other elements of loss.

> **Section II**

> *Excess Coverage*

> If medical payments coverage or any disability coverages or uninsured motorists coverage are afforded under this policy, such coverages shall be excess insurance over any Mandatory PIP, OBEL or Additional PIP benefits paid or payable, or which would be paid or payable but for the application of a deductible under this or any other motor vehicle No-Fault insurance policy.

> **Section III**

> Constitutionality

> If it is conclusively determined by a court of competent jurisdiction that the New York Comprehensive Motor Vehicle Insurance Reparations Act, or any amendment thereto, is invalid or unenforceable in whole or in part, then, subject to the approval of the Superintendent of Financial Services, the Company may amend this policy and may also recompute the premium for the existing or amended policy.

> These amendments and recomputations will be effective retroactively to the date that such Act or any amendment is deemed to be invalid or unenforceable in whole or in part.

> *** * ***

(f) Mandatory personal injury protection endorsement - all-terrain vehicles (ATV).

> **MANDATORY PERSONAL INJURY PROTECTION ENDORSEMENT ALL-TERRAIN VEHICLES (ATV)[^11] (New York)**

> The Company agrees with the named insured as follows:

> **Section I**

> *Mandatory Personal Injury Protection*

> The company will pay first-party benefits to reimburse for basic economic loss sustained by an eligible injured person on account of personal injuries caused by an accident arising out of the use or operation of the insured ATV. This coverage applies only to ATV accidents which occur during the policy period and on or after January 1, 1987 and within the State of New York.

> *Eligible Injured Person*

> An eligible injured person is any person who sustains a personal injury arising out of the use or operation of the insured ATV while not occupying the insured ATV, any other ATV, any motorcycle or a motor vehicle.

> *First-Party Benefits*

> First-party benefits, other than death benefits, are payments equal to basic economic loss, reduced by the following:

> (a) 20 percent of the eligible injured person’s loss of earnings from work to the extent that an eligible injured person’s basic economic loss consists of such loss of earnings;

> (b) amounts recovered or recoverable on account of personal injury to an eligible injured person under State or Federal laws providing social security disability or workers’ compensation benefits, or disability benefits under article 9 of the New York Workers’ Compensation Law.

> *Basic Economic Loss*

> Basic economic loss shall consist of medical expense, work loss, other expense and, when death occurs, a death benefit as herein provided. Except for such death benefit, basic economic loss shall not include any loss sustained on account of death. Basic economic loss of each eligible injured person on account of any single accident shall not exceed $50,000 except that any death benefit hereunder shall be in addition thereto.

> *Medical Expense*

> Medical expense shall consist of necessary expenses for:

> (a) medical, hospital, surgical, nursing, dental, ambulance, X-ray, prescription drug and prosthetic services;

> (b) psychiatric, physical and occupational therapy and rehabilitation;

> (c) any nonmedical remedial care and treatment rendered in accordance with a religious method of healing recognized by the laws of New York; and

> (d) any other professional health services.

> These medical expenses will not be subject to a time limitation, provided that within one year after the date of the accident it is ascertainable that further medical expenses may be sustained as a result of the injury. Payments hereunder for necessary medical expenses shall be subject to the limitations and requirements of section 5108 of the New York Insurance Law.

> *Work Loss*

> Work loss shall consist of the sum of the following losses and expenses, up to a maximum payment of $2,000 per month for a period of three years from the date of the accident:

> (a) loss of earnings from work which the eligible injured person would have performed had such person not been injured, except that an employee who is entitled to receive monetary payments, pursuant to statute or contract with the employer, or who receives voluntary monetary benefits paid for by the employer, by reason of such employee’s inability to work because of personal injury arising out of the use or operation of an ATV shall not be entitled to receive first-party benefits for loss of earnings from work to the extent that such monetary payments or benefits from the employer do not result in the employee suffering a reduction in income or a reduction in such employee’s level of future benefits arising from a subsequent illness or injury; and

> (b) reasonable and necessary expenses sustained by the eligible injured person in obtaining services in lieu of those which such person would have performed for income.

> *Other Expenses*

> Other expenses shall consist of all reasonable and necessary expenses, other than medical expense and work loss, up to $25 per day for a period of one year from the date of the accident causing injury.

> *Death Benefit*

> Upon the death of any eligible injured person, caused by an accident to which this coverage applies, the Company will pay to the estate of such person a death benefit of $2,000.

> Exclusions[^12]

> This coverage does not apply:

> (a) to a personal injury sustained by any person who intentionally causes his own personal injury;

> (b) to a personal injury sustained by any person while committing an act which would constitute a felony, or seeking to avoid lawful apprehension or arrest by a law enforcement officer; or

> (c) to a personal injury sustained by a person while repairing, servicing, or otherwise maintaining a motor vehicle, motorcycle or ATV, if such conduct is within the course of a business of repairing, servicing, or otherwise maintaining a motor vehicle, motorcycle or ATV, and the injury occurs on the business premises.

> *Other Definitions*

> When used in reference to this coverage:

> (a) the insured ATV means an ATV owned by the named insured and to which the bodily injury liability insurance of this policy applies and for which a specific premium is charged;

> (b) motorcycle means a vehicle as defined in section 123 of the New York Vehicle and Traffic Law, and which is required to carry financial security pursuant to article 6, 8 or 48-A of the Vehicle and Traffic Law;

> (c) all-terrain vehicle (ATV) means a vehicle defined in section 2281 of the New York Vehicle and Traffic Law, which is required to carry financial security pursuant to articles 48-A and 48-C of the Vehicle and Traffic Law;

> (d) motor vehicle means a motor vehicle, as defined in section 311 of the New York Vehicle and Traffic Law, and also includes fire and police vehicles, but shall not include any motor vehicle not required to carry financial security pursuant to article 6, 8 or 48-A of the Vehicle and Traffic Law, or a motorcycle or ATV, as defined above;

> (e) named insured means the person or organization named [in the declaration];[^13]

> (f) occupying means in or upon or entering into or alighting from;

> (g) personal injury means bodily injury, sickness or disease;

> (h) use or operation of a motor vehicle, motorcycle or ATV includes the loading or unloading of such vehicle.

> *Conditions*

> Action Against Company. No action shall lie against the Company, unless, as a condition precedent thereto, there shall have been full compliance with the terms of this coverage.

> Notice. In the event of an accident, written notice setting forth details sufficient to identify the eligible injured person, along with reasonably obtainable information regarding the time, place and circumstances of the accident, shall be given by, or on behalf of, each eligible injured person, to the Company, or any of the Company’s authorized agents, as soon as reasonably practicable, but in no event more than 30 days after the date of the accident, unless the eligible injured person submits written proof providing clear and reasonable justification for the failure to comply with such time limitation. If an eligible injured person or his legal representative institutes a proceeding to recover damages for personal injury under section 5104(b) of the New York Insurance Law, a copy of the summons and complaint or other process served in connection with such action shall be forwarded as soon as practicable to the Company or any of the Company’s authorized agents by such eligible injured person or his legal representative.

> Proof of Claim; Medical, Work Loss, and Other Necessary Expenses. In the case of a claim for health service expenses, the eligible injured person or that person’s assignee or representative shall submit written proof of claim to the Company, including full particulars of the nature and extent of the injuries and treatment received and contemplated, as soon as reasonably practicable but, in no event later than 45 days after the date services are rendered. The eligible injured person or that person’s representative shall submit written proof of claim for work loss benefits and for other necessary expenses to the Company as soon as reasonably practicable but, in no event, later than 90 days after the work loss is incurred or the other necessary services are rendered. The foregoing time limitations for the submission of proof of claim shall apply unless the eligible injured person submits written proof providing clear and reasonable justification for the failure to comply with such time limitation. Upon request by the Company, the eligible injured person or that person’s assignee or representative shall:

> (a) execute a written proof of claim under oath;

> (b) as may reasonably be required submit to examinations under oath by any person named by the Company and subscribe the same;

> (c) provide authorization that will enable the Company to obtain medical records; and

> (d) provide any other pertinent information that may assist the Company in determining the amount due and payable.

> The eligible injured person shall submit to medical examination by physicians selected by, or acceptable to, the Company, when, and as often as, the Company may reasonably require.

> Arbitration. In the event any person making a claim for first-party benefits and the Company do not agree regarding any matter relating to the claim, such person shall have the option of submitting such disagreement to arbitration pursuant to procedures promulgated or approved by the Superintendent of Financial Services.

> Reimbursement and Trust Agreement. To the extent that the Company pays first-party benefits, the Company is entitled to the proceeds of any settlement or judgment resulting from the exercise of any right of recovery for damages for personal injury under section 5104(b) of the New York Insurance Law. The Company shall have a lien upon any such settlement or judgment to the extent that the Company has paid first-party benefits. An eligible injured person shall:

> (a) hold in trust, for the benefit of the Company, all rights of recovery which he shall have for personal injury under section 5104(b) of the New York Insurance Law;

> (b) do whatever is proper to secure, and shall do nothing to prejudice, such rights; and

> (c) execute, and deliver to the Company, instruments and papers as may be appropriate to secure the rights and obligations of such person and the Company established by this provision.

> An eligible injured person shall not compromise an action to recover damages brought under section 5104(b) of the New York Insurance Law except:

> (a) with the written consent of the Company;

> (b) with approval of the court; or

> (c) where the amount of the settlement exceeds $50,000.

> Other Coverage. Where more than one source of first-party benefits required by article 51 of the New York Insurance Law and article 6 or 8 of the New York Vehicle and Traffic Law is available and applicable to an eligible injured person in any one accident, this Company is liable to an eligible injured person only for an amount equal to the maximum amount that the eligible injured person is entitled to recover under this coverage, divided by the number of available and applicable sources of required first-party benefits. An eligible injured person shall not recover duplicate benefits for the same elements of loss under this coverage or any other mandatory first-party automobile or no-fault automobile insurance coverage issued in compliance with the laws of another state.

> If the eligible injured person is entitled to benefits under any such mandatory first-party automobile or no-fault automobile insurance for the same elements of loss under this coverage, this Company shall be liable only for an amount equal to the proportion that the total amount available under this coverage bears to the sum of the amount available under this coverage and the amount available under such other mandatory insurance of the common elements of loss. However, where another state’s mandatory first- party or no-fault automobile insurance law provides unlimited coverage available to an eligible injured person for an element of loss under this coverage, the obligation of this Company is to share equally for that element of loss with such other mandatory insurance until the $50,000 limit of this coverage is exhausted by the payment of that element of loss and any other elements of loss.

> **Section II**

> *Excess Coverage*

> If medical payments coverage or any disability coverages or uninsured motorists coverage are afforded under this policy, such coverages shall be excess insurance over any mandatory or additional personal injury protection benefits paid or payable, or which would be paid or payable but for the application of a deductible under this or any other automobile no-fault insurance policy.

> **Section III**

> *Constitutionality*

> If it is conclusively determined by a court of competent jurisdiction that the New York Comprehensive Motor Vehicle Insurance Reparations Act, or any amendment thereto, is invalid or unenforceable in whole or in part, then, subject to the approval of the Superintendent of Financial Services, the Company may amend this policy and may also recompute the premium for the existing or amended policy.

> These amendments and recomputations will be effective retroactively to the date that such Act or any amendment is deemed to be invalid or unenforceable in whole or in part.

> *** * ***

(g) Notwithstanding any of the provisions of these endorsements, the Company shall provide at least for the payment of first-party benefits pursuant to section 5103 of the Insurance Law, and these endorsements shall be construed as if such coverage were embodied therein.

## Footnotes

[^1]: If the policy is being used to satisfy the financial responsibility requirements of article 44-B of the Vehicle and Traffic Law, then the Company may substitute the following language: The company will pay first-party benefits to reimburse for basic economic loss sustained by an eligible injured person on account of personal injuries caused by an accident arising out of the use or operation of a motor vehicle, pursuant to article 44-B of the Vehicle and Traffic Law, by a transportation network company driver during the policy period and within the United States of America, its territories or possessions, or Canada. If the policy is a group policy under article 40 of the General Business Law, then the Company may substitute the following language: The company will pay first-party benefits to reimburse for basic economic loss sustained by an eligible injured person on account of personal injuries caused by an accident arising out of the use or operation of a motor vehicle through a peer-to-peer car sharing program during the peer-to-peer car sharing period, pursuant to article 40 of the General Business Law, during the policy period and within the United States of America, its territories or possessions, or Canada.
[^2]: Language in brackets may be deleted if the insured motor vehicle is not a bus or school bus.
[^3]: These exclusions may be deleted, in the event the Company wishes to provide coverage under the indicated circumstances.
[^4]: This exclusion may be deleted, in the event the company wishes to provide coverage under the indicated circumstance. Alternatively, the company may delete the cause of action language only, provided, however, that, in either case, if the company deletes this language, then the company will be deemed to have waived its right to bring a cause of action against the person.
[^5]: An insurer may not include this exclusion in a policy used to satisfy the requirements under article 44-B of the Vehicle and Traffic Law. An insurer may use one of the following exclusions: If the policy provides liability coverage while, pursuant to article 44-B of the Vehicle and Traffic Law, the insured motor vehicle is being used or operated by a transportation network company driver while providing a transportation network company prearranged trip: any person who is injured while, pursuant to article 44-B of the Vehicle and Traffic Law, the insured motor vehicle is being used or operated by a transportation network company driver while the driver is logged onto a transportation network company’s digital network but is not engaged in a transportation network company prearranged trip. If the policy provides liability coverage while, pursuant to article 44-B of the Vehicle and Traffic Law, the insured motor vehicle is being used or operated by a transportation network company driver while logged onto a transportation network company’s digital network but who is not engaged in a transportation network company prearranged trip: any person who is injured while, pursuant to article 44-B of the Vehicle and Traffic Law, the insured motor vehicle is being used or operated by a transportation network company driver, while the driver provides a transportation network company prearranged trip.
[^6]: An insurer may not include this exclusion in a policy used to satisfy the requirements under article 40 of the General Business Law.
[^7]: Companies may substitute the appropriate term, reference or language for the matter set out in brackets. With respect to a group policy issued pursuant to Insurance Law section 3455, the named insured includes transportation network driver to whom a certificate of insurance is issued under the group policy. With respect to a group policy issued pursuant to Insurance Law section 3458, the named insured includes a shared vehicle driver and shared vehicle owner to whom a certificate of insurance is issued under the group policy.
[^8]: This endorsement shall be issued only for insured motorcycles.
[^9]: These exclusions may be deleted, in the event the Company wishes to provide coverage under the indicated circumstances.
[^10]: Companies may substitute the appropriate term, reference or language for the matter set out in brackets.
[^11]: This endorsement shall be issued only for all-terrain vehicles.
[^12]: These exclusions may be deleted, in the event the Company wishes to provide coverage under the indicated circumstances.
[^13]: Companies may substitute the appropriate term, reference or language for the matter set out in brackets.

## Historical note

Sec. filed Aug. 2, 2001; amds. filed: Dec. 20, 2010 as emergency measure, expired 90 days after filing; March 21, 2011 as emergency measure; April 26, 2011; April 9, 2013 eff. June 1, 2013; amended adoption filed May 16, 2013; June 6, 2017 as emergency measure; Sept. 1, 2017 as emergency measure; Oct. 10, 2017 eff. Oct. 25, 2017. Amended (a), (d), (e), (f).

## Decisions citing this section (358)

From the beynensonlaw.com case-law database, grouped by the subdivision cited. Highest court first, then most-cited first. Compiled automatically from the text of the decisions.

### Subdivision (a) (4)

- [Global Liberty Ins. Co. v Tyrell (2019 NY Slip Op 03691)](https://www.beynensonlaw.com/case-law/global-liberty-ins-co-v-tyrell-2019-ny-slip-op-03691/) — Appellate Division, First Department
- [Custom Rx Pharm. v Country Wide Ins. Co. (2021 NY Slip Op 50860(U))](https://www.beynensonlaw.com/case-law/custom-rx-pharm-v-country-wide-ins-co-2021-ny-slip-op-50860u/) — Trial court
- [Global Liberty Ins. Co. of N.Y. v Otero (2018 NY Slip Op 51025(U))](https://www.beynensonlaw.com/case-law/global-liberty-ins-co-of-n-y-v-otero-2018-ny-slip-op-51025u/) — Trial court
- [Pinnacle Open MRI, P.C. v Republic W. Ins. Co. (2008 NY Slip Op 25000)](https://www.beynensonlaw.com/case-law/pinnacle-open-mri-p-c-v-republic-w-ins-co-2008-ny-slip-op-25000/) — Trial court

### Subdivision (b) (14)

- [Nationwide Affinity Ins. Co. of Am. v Jamaica Wellness Med., P.C. (2018 NY Slip Op 07850)](https://www.beynensonlaw.com/case-law/nationwide-affinity-ins-co-of-am-v-jamaica-wellness-med-p-c-2018-ny-slip-op-07850/) — Appellate Division, Fourth Department
- [Eagle Chiropractic, P.C. v Chubb Indem. Ins. Co. (2008 NY Slip Op 50525(U))](https://www.beynensonlaw.com/case-law/eagle-chiropractic-p-c-v-chubb-indem-ins-co-2008-ny-slip-op50525u/) — Appellate Term, Second Department
- [First Class Med., P.C. v State Farm Mut. Auto. Ins. Co. (2017 NY Slip Op 50593(U))](https://www.beynensonlaw.com/case-law/first-class-med-p-c-v-state-farm-mut-auto-ins-co-2017-ny-slip-op50593u/) — Appellate Term, Second Department
- [Tsatskis v State Farm Fire & Cas. Co. (2012 NY Slip Op 51268(U))](https://www.beynensonlaw.com/case-law/tsatskis-v-state-farm-fire-cas-co-2012-ny-slip-op-51268u/) — Appellate Term, Second Department
- [Mega Supplies Billing, Inc. v State Farm Mut. Auto. Ins. Co. (2011 NY Slip Op 52023(U))](https://www.beynensonlaw.com/case-law/mega-supplies-billing-inc-v-state-farm-mut-auto-ins-co-2011-ny-slip-op52023u/) — Appellate Term, Second Department
- [Dream Acupuncture, P.C. v State Farm Fire & Cas. Co. (2013 NY Slip Op 51997(U))](https://www.beynensonlaw.com/case-law/dream-acupuncture-p-c-v-state-farm-fire-cas-co-2013-ny-slip-op-51997u/) — Appellate Term, Second Department
- [Bayside Rehab & Physical Therapy, P.C. v GEICO Ins. Co. (2009 NY Slip Op 29145)](https://www.beynensonlaw.com/case-law/bayside-rehab-physical-therapy-p-c-v-geico-ins-co-2009-ny-slip-op-29145/) — Trial court
- [Rockman v Clarendon Natl. Ins. Co. (2008 NY Slip Op 52093(U))](https://www.beynensonlaw.com/case-law/rockman-v-clarendon-natl-ins-co-2008-ny-slip-op-52093u/) — Trial court
- [Health Care Assoc. in Medicine v Geico Ins. Co. (2010 NY Slip Op 50094(U))](https://www.beynensonlaw.com/case-law/health-care-assoc-in-medicine-v-geico-ins-co-2010-ny-slip-op50094u/) — Trial court
- [Woolfson v Government Empls. Ins. Co. (2008 NY Slip Op 28290)](https://www.beynensonlaw.com/case-law/woolfson-v-government-empls-ins-co-2008-ny-slip-op-28290/) — Trial court
- [Avamed Supply Inc v GEICO (2024 NY Slip Op 50688(U))](https://www.beynensonlaw.com/case-law/avamed-supply-inc-v-geico-2024-ny-slip-op-50688u/) — Trial court
- [Sabodash v Hereford Ins. Co. (2021 NY Slip Op 51099(U))](https://www.beynensonlaw.com/case-law/sabodash-v-hereford-ins-co-2021-ny-slip-op-51099u/) — Trial court
- [Jamaica Med. Supply, Inc. v GEICO Ins. Co. (2013 NY Slip Op 50990(U))](https://www.beynensonlaw.com/case-law/jamaica-med-supply-inc-v-geico-ins-co-2013-ny-slip-op50990u/) — Trial court
- [Ocean Diagnostic Imaging P.C. v State Farm Mut. Auto. Ins. Co. (2004 NY Slip Op 24356)](https://www.beynensonlaw.com/case-law/ocean-diagnostic-imaging-p-c-v-state-farm-mut-auto-ins-co-2004-ny-slip-op-24356/) — Trial court

### Subdivision (c) (1)

- [Dayan v Allstate Ins. Co. (2015 NY Slip Op 51751(U))](https://www.beynensonlaw.com/case-law/dayan-v-allstate-ins-co-2015-ny-slip-op-51751u/) — Appellate Term, Second Department

### Subdivision (d) (87)

- [Viviane Etienne Med. Care, P.C. v Country-Wide Ins. Co. (2015 NY Slip Op 04787)](https://www.beynensonlaw.com/case-law/viviane-etienne-med-care-p-c-v-country-wide-ins-co-2015-ny-slip-op-04787/) — Court of Appeals
- [New York & Presbyt. Hosp. v Country-Wide Ins. Co. (2011 NY Slip Op 07149)](https://www.beynensonlaw.com/case-law/new-york-presbyt-hosp-v-country-wide-ins-co-2011-ny-slip-op-07149/) — Court of Appeals
- [Aetna Health Plans v Hanover Ins. Co. (2016 NY Slip Op 04658)](https://www.beynensonlaw.com/case-law/aetna-health-plans-v-hanover-ins-co-2016-ny-slip-op-04658/) — Court of Appeals
- [Unitrin Advantage Ins. Co. v Bayshore Physical Therapy, PLLC (2011 NY Slip Op 01948)](https://www.beynensonlaw.com/case-law/unitrin-advantage-ins-co-v-bayshore-physical-therapy-pllc-2011-ny-slip-op01948/) — Appellate Division, First Department
- [Viviane Etienne Med. Care, P.C. v Country-Wide Ins. Co. (2013 NY Slip Op 08430)](https://www.beynensonlaw.com/case-law/viviane-etienne-med-care-p-c-v-country-wide-ins-co-2013-ny-slip-op-08430/) — Appellate Division, Second Department
- [American Tr. Ins. Co. v Longevity Med. Supply, Inc. (2015 NY Slip Op 06761)](https://www.beynensonlaw.com/case-law/american-tr-ins-co-v-longevity-med-supply-inc-2015-ny-slip-op06761/) — Appellate Division, First Department
- [Nationwide Affinity Ins. Co. of Am. v George (2020 NY Slip Op 02801)](https://www.beynensonlaw.com/case-law/nationwide-affinity-ins-co-of-am-v-george-2020-ny-slip-op02801/) — Appellate Division, Second Department
- [Nationwide Affinity Ins. Co. of Am. v Jamaica Wellness Med., P.C. (2018 NY Slip Op 07850)](https://www.beynensonlaw.com/case-law/nationwide-affinity-ins-co-of-am-v-jamaica-wellness-med-p-c-2018-ny-slip-op-07850/) — Appellate Division, Fourth Department
- [Globe Surgical Supply v GEICO Ins. Co. (2008 NY Slip Op 10583)](https://www.beynensonlaw.com/case-law/globe-surgical-supply-v-geico-ins-co-2008-ny-slip-op-10583/) — Appellate Division, Second Department
- [Sunshine Imaging Assn./WNY MRI v Government Empls. Ins. Co. (2009 NY Slip Op 06984)](https://www.beynensonlaw.com/case-law/sunshine-imaging-assn-wny-mri-v-government-empls-ins-co-2009-ny-slip-op06984/) — Appellate Division, Fourth Department
- [Global Liberty Ins. Co. v New Century Acupuncture, P.C. (2018 NY Slip Op 03444)](https://www.beynensonlaw.com/case-law/global-liberty-ins-co-v-new-century-acupuncture-p-c-2018-ny-slip-op03444/) — Appellate Division, First Department
- [Matter of Travelers Indem. Co. v United Diagnostic Imaging, P.C. (2010 NY Slip Op 03944)](https://www.beynensonlaw.com/case-law/matter-of-travelers-indem-co-v-united-diagnostic-imaging-p-c-2010-ny-slip-op-03944/) — Appellate Division, Second Department
- [Matter of Floral Park Drugs, Inc. v Nationwide Gen. Ins. Co. (2024 NY Slip Op 01114)](https://www.beynensonlaw.com/case-law/matter-of-floral-park-drugs-inc-v-nationwide-gen-ins-co-2024-ny-slip-op-01114/) — Appellate Division, First Department
- [Kamara Supplies v GEICO Gen. Ins. Co. (2021 NY Slip Op 01848)](https://www.beynensonlaw.com/case-law/kamara-supplies-v-geico-gen-ins-co-2021-ny-slip-op-01848/) — Appellate Division, First Department
- [Stephen Fogel Psychological, P.C. v Progressive Cas. Ins. Co. (2004 NY Slip Op 24527)](https://www.beynensonlaw.com/case-law/stephen-fogel-psychological-p-c-v-progressive-cas-ins-co-2004-ny-slip-op-24527/) — Appellate Term, Second Department
- [Capio Med., P.C. v Progressive Cas. Ins. Co. (2005 NYSlipOp 50526(U))](https://www.beynensonlaw.com/case-law/capio-med-p-c-v-progressive-cas-ins-co-2005-nyslipop-50526u/) — Appellate Term, Second Department
- [A.B. Med. Servs. PLLC v Utica Mut. Ins. Co. (2005 NY Slip Op 25456)](https://www.beynensonlaw.com/case-law/a-b-med-servs-pllc-v-utica-mut-ins-co-2005-ny-slip-op-25456/) — Appellate Term, Second Department
- [West Tremont Med. Diagnostic, P.C. v Geico Ins. Co. (2006 NY Slip Op 51871(U))](https://www.beynensonlaw.com/case-law/west-tremont-med-diagnostic-p-c-v-geico-ins-co-2006-ny-slip-op-51871u/) — Appellate Term, Second Department
- [Star Med. Servs. P.C. v Eagle Ins. Co. (2004 NY Slip Op 24482)](https://www.beynensonlaw.com/case-law/star-med-servs-p-c-v-eagle-ins-co-2004-ny-slip-op-24482/) — Appellate Term, Second Department
- [S & M Supply Inc. v State Farm Mut. Auto. Ins. Co. (2004 NY Slip Op 50693(U))](https://www.beynensonlaw.com/case-law/s-m-supply-inc-v-state-farm-mut-auto-ins-co-2004-ny-slip-op-50693u/) — Appellate Term, Second Department
- [Careplus Med. Supply Inc. v Travelers Home & Mar. Ins. Co. (2005 NYSlipOp 50648(U))](https://www.beynensonlaw.com/case-law/careplus-med-supply-inc-v-travelers-home-mar-ins-co-2005-nyslipop-50648u/) — Appellate Term, Second Department
- [A.B. Med. Servs. v State Farm Mut. Auto. Ins. Co. (2004 NY Slip Op 50387(U))](https://www.beynensonlaw.com/case-law/a-b-med-servs-v-state-farm-mut-auto-ins-co-2004-ny-slip-op-50387u/) — Appellate Term, Second Department
- [A.B. Med. Servs. PLLC v USAA Gen. Indem. Co. (2005 NY Slip Op 25297)](https://www.beynensonlaw.com/case-law/a-b-med-servs-pllc-v-usaa-gen-indem-co-2005-ny-slip-op-25297/) — Appellate Term, Second Department
- [S&m Supply Inc. v Lancer Ins. Co. (2004 NY Slip Op 50695(U))](https://www.beynensonlaw.com/case-law/sm-supply-inc-v-lancer-ins-co-2004-ny-slip-op-50695u/) — Appellate Term, Second Department
- [Psychology & Massage Therapy Assoc., PLLC v Progressive Cas. Ins. Co. (2006 NYSlipOp 51351(U))](https://www.beynensonlaw.com/case-law/psychology-massage-therapy-assoc-pllc-v-progressive-cas-ins-co-2006-nyslipop-51351u/) — Appellate Term, Second Department
- [Ocean Diagnostic Imaging P.C. v State Farm Mut. Auto. Ins. Co. (2005 NY Slip Op 25336)](https://www.beynensonlaw.com/case-law/ocean-diagnostic-imaging-p-c-v-state-farm-mut-auto-ins-co-2005-ny-slip-op-25336/) — Appellate Term, Second Department
- [Amaze Med. Supply Inc. v New York Cent. Mut. Ins. Co. (2004 NY Slip Op 51680(U))](https://www.beynensonlaw.com/case-law/amaze-med-supply-inc-v-new-york-cent-mut-ins-co-2004-ny-slip-op-51680u/) — Appellate Term, Second Department
- [SMB Med. P.C. v Chubb Indem. Ins. Co. (2015 NY Slip Op 50719(U))](https://www.beynensonlaw.com/case-law/smb-med-p-c-v-chubb-indem-ins-co-2015-ny-slip-op50719u/) — Appellate Term, First Department
- [Rigid Med. of Flatbush, P.C. v New York Cent. Mut. Fire Ins. Co. (2006 NY Slip Op 50582(U))](https://www.beynensonlaw.com/case-law/rigid-med-of-flatbush-p-c-v-new-york-cent-mut-fire-ins-co-2006-ny-slip-op-50582u/) — Appellate Term, Second Department
- [A.B. Med. Servs. PLLC v State Farm Mut. Auto. Ins. Co. (2004 NY Slip Op 51031(U))](https://www.beynensonlaw.com/case-law/a-b-med-servs-pllc-v-state-farm-mut-auto-ins-co-2004-ny-slip-op-51031u/) — Appellate Term, Second Department
- [SZ Med. P.C. v State Farm Mut. Auto. Ins. Co. (2005 NY Slip Op 51842(U))](https://www.beynensonlaw.com/case-law/sz-med-p-c-v-state-farm-mut-auto-ins-co-2005-ny-slip-op-51842u/) — Appellate Term, First Department
- [Orthopedic Specialist of Greater NY v Chubb Indem. Ins. Co. (2015 NY Slip Op 50565(U))](https://www.beynensonlaw.com/case-law/orthopedic-specialist-of-greater-ny-v-chubb-indem-ins-co-2015-ny-slipop-50565u/) — Appellate Term, First Department
- [Easy Care Acupuncture PC v MVAIC (2014 NY Slip Op 51645(U))](https://www.beynensonlaw.com/case-law/easy-care-acupuncture-pc-v-mvaic-2014-ny-slip-op-51645u/) — Appellate Term, First Department
- [Wexford Med., P.C. v Commerce Ins. Co. (2013 NY Slip Op 51193(U))](https://www.beynensonlaw.com/case-law/wexford-med-p-c-v-commerce-ins-co-2013-ny-slip-op51193u/) — Appellate Term, First Department
- [Rally Chiropractic, P.C. v Nationwide Mut. Ins. Co. (2012 NY Slip Op 50417(U))](https://www.beynensonlaw.com/case-law/rally-chiropractic-p-c-v-nationwide-mut-ins-co-2012-ny-slip-op50417u/) — Appellate Term, Second Department
- [Mid Atl. Med., P.C. v Travelers Indem. Co. (2006 NY Slip Op 51579(U))](https://www.beynensonlaw.com/case-law/mid-atl-med-p-c-v-travelers-indem-co-2006-ny-slip-op-51579u/) — Appellate Term, First Department
- [Elite Psychological Servs., P.C. v Trumbull Ins. Co. (2005 NY Slip Op 51427(U))](https://www.beynensonlaw.com/case-law/elite-psychological-servs-p-c-v-trumbull-ins-co-2005-ny-slip-op-51427u/) — Appellate Term, First Department
- [Kalitenko v Nationwide Mut. Fire Ins. Co. (2026 NY Slip Op 50184(U))](https://www.beynensonlaw.com/case-law/kalitenko-v-nationwide-mut-fire-ins-co-2026-ny-slip-op-50184u/) — Appellate Term, Second Department
- [Longevity Med. Supply, Inc. v Nationwide Ins. Co. (2024 NY Slip Op 50406(U))](https://www.beynensonlaw.com/case-law/longevity-med-supply-inc-v-nationwide-ins-co-2024-ny-slip-op50406u/) — Appellate Term, Second Department
- [Dynasty Med. Care, P.C. v 21st Century Sec. Ins. Co. (2018 NY Slip Op 51550(U))](https://www.beynensonlaw.com/case-law/dynasty-med-care-p-c-v-21st-century-sec-ins-co-2018-ny-slip-op51550u/) — Appellate Term, Second Department
- [TAM Med. Supply Corp. v Country Wide Ins. Co. (2018 NY Slip Op 50578(U))](https://www.beynensonlaw.com/case-law/tam-med-supply-corp-v-country-wide-ins-co-2018-ny-slip-op50578u/) — Appellate Term, Second Department
- [Compas Med., P.C. v American Tr. Ins. Co. (2017 NY Slip Op 51191(U))](https://www.beynensonlaw.com/case-law/compas-med-p-c-v-american-tr-ins-co-2017-ny-slip-op-51191u/) — Appellate Term, Second Department
- [Compas Med., P.C. v Fiduciary Ins. Co. of Am. (2016 NY Slip Op 26062)](https://www.beynensonlaw.com/case-law/compas-med-p-c-v-fiduciary-ins-co-of-am-2016-ny-slip-op-26062/) — Appellate Term, Second Department
- [Stracar Med. Servs., P.C. v State Farm Mut. Auto. Ins. Co. (2015 NY Slip Op 25079)](https://www.beynensonlaw.com/case-law/stracar-med-servs-p-c-v-state-farm-mut-auto-ins-co-2015-ny-slip-op-25079/) — Appellate Term, Second Department
- [Richmond Univ. Med. Ctr. v New York Cent. Mut. Fire Ins. Co. (2011 NY Slip Op 52303(U))](https://www.beynensonlaw.com/case-law/richmond-univ-med-ctr-v-new-york-cent-mut-fire-ins-co-2011-ny-slip-op52303u/) — Appellate Term, Second Department
- [West Tremont Med. Diagnostic, P.C. v Allstate Ins. Co. (2006 NY Slip Op 51374(U))](https://www.beynensonlaw.com/case-law/west-tremont-med-diagnostic-p-c-v-allstate-ins-co-2006-ny-slip-op-51374u/) — Appellate Term, First Department
- [Dilon Med. Supply Corp. v Progressive Cas. Ins. Co. (2006 NY Slip Op 50908(U))](https://www.beynensonlaw.com/case-law/dilon-med-supply-corp-v-progressive-cas-ins-co-2006-ny-slip-op-50908u/) — Appellate Term, Second Department
- [Star Med. Servs. P.C. v Utica Mut. Ins. Co. (2006 NY Slip Op 50505(U))](https://www.beynensonlaw.com/case-law/star-med-servs-p-c-v-utica-mut-ins-co-2006-ny-slip-op-50505u/) — Appellate Term, Second Department
- [A.B. Med. Servs. PLLC v Allstate Ins. Co. (2006 NY Slip Op 50474(U))](https://www.beynensonlaw.com/case-law/a-b-med-servs-pllc-v-allstate-ins-co-2006-ny-slip-op-50474u/) — Appellate Term, Second Department
- [Dilon Med. Supply Corp. v Travelers Ins. Co. (2005 NY Slip Op 25113)](https://www.beynensonlaw.com/case-law/dilon-med-supply-corp-v-travelers-ins-co-2005-ny-slip-op-25113/) — Trial court
- [All-Boro Med. Supplies, Inc. v Progressive Northeastern Ins. Co. (2008 NY Slip Op 28207)](https://www.beynensonlaw.com/case-law/all-boro-med-supplies-inc-v-progressive-northeastern-ins-co-2008-ny-slip-op-28207/) — Trial court
- [Complete Orthopedic Supplies, Inc. v State Farm Ins. Co. (2007 NY Slip Op 27192)](https://www.beynensonlaw.com/case-law/complete-orthopedic-supplies-inc-v-state-farm-ins-co-2007-ny-slip-op-27192/) — Trial court
- [Prime Psychological Servs., P.C. v Nationwide Prop. & Cas. Ins. Co. (2009 NY Slip Op 29100)](https://www.beynensonlaw.com/case-law/prime-psychological-servs-p-c-v-nationwide-prop-cas-ins-co-2009-ny-slip-op-29100/) — Trial court
- [Prime Psychological Servs., PC v ELRAC, Inc. (2009 NY Slip Op 52579(U))](https://www.beynensonlaw.com/case-law/prime-psychological-servs-pc-v-elrac-inc-2009-ny-slip-op-52579u/) — Trial court
- [Bayside Rehab & Physical Therapy, P.C. v GEICO Ins. Co. (2009 NY Slip Op 29145)](https://www.beynensonlaw.com/case-law/bayside-rehab-physical-therapy-p-c-v-geico-ins-co-2009-ny-slip-op-29145/) — Trial court
- [Lumbermens Mut. Cas. Co. v Inwood Hill Med., P.C. (2005 NY Slip Op 51101(U))](https://www.beynensonlaw.com/case-law/lumbermens-mut-cas-co-v-inwood-hill-med-p-c-2005-ny-slip-op-51101u/) — Trial court
- [Lender Med. Supply, Inc. v Hartford Ins. Co. (2012 NY Slip Op 50903(U))](https://www.beynensonlaw.com/case-law/lender-med-supply-inc-v-hartford-ins-co-2012-ny-slip-op-50903u/) — Trial court
- [Lincoln Gen. Ins. Co. v Alev Med. Supply Inc. (2009 NY Slip Op 29389)](https://www.beynensonlaw.com/case-law/lincoln-gen-ins-co-v-alev-med-supply-inc-2009-ny-slip-op-29389/) — Trial court
- [CPT Med. Serv., P.C. v Utica Mut. Ins. (2006 NY Slip Op 26098)](https://www.beynensonlaw.com/case-law/cpt-med-serv-p-c-v-utica-mut-ins-2006-ny-slip-op-26098/) — Trial court
- [American Tr. Ins. Co. v Curry (2013 NY Slip Op 23470)](https://www.beynensonlaw.com/case-law/american-tr-ins-co-v-curry-2013-ny-slip-op-23470/) — Trial court
- [Diagnostic Radiographic Imaging, P.C. v GEICO (2013 NY Slip Op 52247(U))](https://www.beynensonlaw.com/case-law/diagnostic-radiographic-imaging-p-c-v-geico-2013-ny-slip-op-52247u/) — Trial court
- [Neomy Med., P.C. v American Tr. Ins. Co. (2011 NY Slip Op 50536(U))](https://www.beynensonlaw.com/case-law/neomy-med-p-c-v-american-tr-ins-co-2011-ny-slip-op-50536u/) — Trial court
- [HKP Physical Therapy, P.C. v Government Empls. Ins. Co. (2019 NY Slip Op 29381)](https://www.beynensonlaw.com/case-law/hkp-physical-therapy-p-c-v-government-empls-ins-co-2019-ny-slip-op-29381/) — Trial court
- [Amato v State Farm Ins. Co. (2010 NY Slip Op 20431)](https://www.beynensonlaw.com/case-law/amato-v-state-farm-ins-co-2010-ny-slip-op-20431/) — Trial court
- [Allstate Social Work & Psychological Servs., PLLC v Utica Mut. Ins. Co. (2008 NY Slip Op 28494)](https://www.beynensonlaw.com/case-law/allstate-social-work-psychological-servs-pllc-v-utica-mut-ins-co-2008-ny-slip-op-28494/) — Trial court
- [Community Med. Imaging P.C. v American Tr. Ins. Co. (2024 NY Slip Op 50301(U))](https://www.beynensonlaw.com/case-law/community-med-imaging-p-c-v-american-tr-ins-co-2024-ny-slip-op-50301u/) — Trial court
- [American Tr. Ins. Co. v North Shore Family Chiropractic PC (2023 NY Slip Op 50208(U))](https://www.beynensonlaw.com/case-law/american-tr-ins-co-v-north-shore-family-chiropractic-pc-2023-ny-slipop-50208u/) — Trial court
- [MSB Physical Therapy, P.C. v Nationwide Ins. (2021 NY Slip Op 50750(U))](https://www.beynensonlaw.com/case-law/msb-physical-therapy-p-c-v-nationwide-ins-2021-ny-slip-op-50750u/) — Trial court
- [RX Warehouse Pharmarcy Inc. v Erie Ins. Exch. (2019 NY Slip Op 50905(U))](https://www.beynensonlaw.com/case-law/rx-warehouse-pharmarcy-inc-v-erie-ins-exch-2019-ny-slip-op50905u/) — Trial court
- [State Farm Mut. Auto. Ins. Co. v Sweetwater Chiropractic, P.C. (2018 NY Slip Op 51177(U))](https://www.beynensonlaw.com/case-law/state-farm-mut-auto-ins-co-v-sweetwater-chiropractic-p-c-2018-ny-slip-op51177u/) — Trial court
- [Medical Select, P.C. v Allstate Ins. Co. (2013 NY Slip Op 23446)](https://www.beynensonlaw.com/case-law/medical-select-p-c-v-allstate-ins-co-2013-ny-slip-op-23446/) — Trial court
- [Huntington Med. Plaza, P.C. v Travelers Indem. Co. (2011 NY Slip Op 21471)](https://www.beynensonlaw.com/case-law/huntington-med-plaza-p-c-v-travelers-indem-co-2011-ny-slip-op-21471/) — Trial court
- [AP Orthopedics & Rehabilitation, P.C. v Allstate Ins. Co. (2010 NY Slip Op 20082)](https://www.beynensonlaw.com/case-law/ap-orthopedics-rehabilitation-p-c-v-allstate-ins-co-2010-ny-slip-op-20082/) — Trial court
- [Unitrin Advantage Ins. Co. v Carothers (2007 NY Slip Op 52100(U))](https://www.beynensonlaw.com/case-law/unitrin-advantage-ins-co-v-carothers-2007-ny-slip-op-52100u/) — Trial court
- [Prime Med. v Travelers Indem. Co. (2004 NY Slip Op 50234(U))](https://www.beynensonlaw.com/case-law/prime-med-v-travelers-indem-co-2004-ny-slip-op-50234u/) — Trial court
- [ENS Med., P.C. v Nationwide Ins. Co. (2026 NY Slip Op 26033)](https://www.beynensonlaw.com/case-law/ens-med-p-c-v-nationwide-ins-co-2026-ny-slip-op-26033/) — Trial court
- [Country-Wide Ins. Co. v Yao Jian Ping (2024 NY Slip Op 24033)](https://www.beynensonlaw.com/case-law/country-wide-ins-co-v-yao-jian-ping-2024-ny-slip-op-24033/) — Trial court
- [Chiropractic Life, P.C. v Unitrin Advantage Ins. Co. (2021 NY Slip Op 51221(U))](https://www.beynensonlaw.com/case-law/chiropractic-life-p-c-v-unitrin-advantage-ins-co-2021-ny-slip-op51221u/) — Trial court
- [New York Med. & Diagnostic Ctr. v GEICO Ins. Co. (2021 NY Slip Op 51138(U))](https://www.beynensonlaw.com/case-law/new-york-med-diagnostic-ctr-v-geico-ins-co-2021-ny-slip-op51138u/) — Trial court
- [Sabodash v Hereford Ins. Co. (2021 NY Slip Op 51099(U))](https://www.beynensonlaw.com/case-law/sabodash-v-hereford-ins-co-2021-ny-slip-op-51099u/) — Trial court
- [Custom Rx Pharm. v Country Wide Ins. Co. (2021 NY Slip Op 50860(U))](https://www.beynensonlaw.com/case-law/custom-rx-pharm-v-country-wide-ins-co-2021-ny-slip-op-50860u/) — Trial court
- [Medalliance Med. Health Servs. v Travelers Prop. Cas. Ins. Co. (2021 NY Slip Op 50737(U))](https://www.beynensonlaw.com/case-law/medalliance-med-health-servs-v-travelers-prop-cas-ins-co-2021-ny-slip-op50737u/) — Trial court
- [Alsaad Med., P.C. v State Farm Mut. Auto. Ins. Co. (2021 NY Slip Op50532(U))](https://www.beynensonlaw.com/case-law/alsaad-med-p-c-v-state-farm-mut-auto-ins-co-2021-ny-slip-op50532u/) — Trial court
- [Hempstead Regional Chiropractic, PC v Allstate Ins. Co. (2014 NY Slip Op 24259)](https://www.beynensonlaw.com/case-law/hempstead-regional-chiropractic-pc-v-allstate-ins-co-2014-ny-slip-op-24259/) — Trial court
- [Sky Med. Supply Inc. v ELRAC Inc. (2014 NY Slip Op 24232)](https://www.beynensonlaw.com/case-law/sky-med-supply-inc-v-elrac-inc-2014-ny-slip-op-24232/) — Trial court
- [Boulevard Multispec Med., P.C. v Tri-State Consumer Ins. Co. (2014 NY Slip Op 24080)](https://www.beynensonlaw.com/case-law/boulevard-multispec-med-p-c-v-tri-state-consumer-ins-co-2014-ny-slip-op-24080/) — Trial court
- [KOI Med. Acupuncture v State Farm Ins. Co. (2007 NY Slip Op 51705(U))](https://www.beynensonlaw.com/case-law/koi-med-acupuncture-v-state-farm-ins-co-2007-ny-slip-op-51705u/) — Trial court

### Subdivision (e) (1)

- [Greater Health Through Chiropractic, P.C. v MVAIC (2008 NY Slip Op 52178(U))](https://www.beynensonlaw.com/case-law/greater-health-through-chiropractic-p-c-v-mvaic-2008-ny-slip-op-52178u/) — Appellate Term, Second Department

### Subdivision (g) (2)

- [Psychology & Massage Therapy Assoc., PLLC v Progressive Cas. Ins. Co. (2006 NYSlipOp 51351(U))](https://www.beynensonlaw.com/case-law/psychology-massage-therapy-assoc-pllc-v-progressive-cas-ins-co-2006-nyslipop-51351u/) — Appellate Term, Second Department
- [Rally Chiropractic, P.C. v Nationwide Mut. Ins. Co. (2012 NY Slip Op 50417(U))](https://www.beynensonlaw.com/case-law/rally-chiropractic-p-c-v-nationwide-mut-ins-co-2012-ny-slip-op50417u/) — Appellate Term, Second Department

### Subdivision (h) (1)

- [King’s Med. Supply Inc. v Country-Wide Ins. Co. (2004 NY Slip Op 24394)](https://www.beynensonlaw.com/case-law/kings-med-supply-inc-v-country-wide-ins-co-2004-ny-slip-op-24394/) — Trial court

### Subdivision (j) (1)

- [Big Apple Ortho Prods., Inc. v State Farm Mut. Auto. Ins. Co. (2016 NY Slip Op 50768(U))](https://www.beynensonlaw.com/case-law/big-apple-ortho-prods-inc-v-state-farm-mut-auto-ins-co-2016-ny-slipop-50768u/) — Trial court

### Section cited without a subdivision (253)

- [Hospital for Joint Diseases v Travelers Prop. Cas. Ins. Co. (2007 NY Slip Op 09067)](https://www.beynensonlaw.com/case-law/hospital-for-joint-diseases-v-travelers-prop-cas-ins-co-2007-ny-slip-op-09067/) — Court of Appeals
- [Fair Price Med. Supply Corp. v Travelers Indem. Co. (2008 NY Slip Op 04946)](https://www.beynensonlaw.com/case-law/fair-price-med-supply-corp-v-travelers-indem-co-2008-ny-slip-op-04946/) — Court of Appeals
- [Contact Chiropractic, P.C. v New York City Tr. Auth. (2018 NY Slip Op 03093)](https://www.beynensonlaw.com/case-law/contact-chiropractic-p-c-v-new-york-city-tr-auth-2018-ny-slip-op-03093/) — Court of Appeals
- [Stephen Fogel Psychological, P.C. v Progressive Cas. Ins. Co. (2006 NY Slip Op 09604)](https://www.beynensonlaw.com/case-law/stephen-fogel-psychological-p-c-v-progressive-cas-ins-co-2006-ny-slip-op-09604/) — Appellate Division, Second Department
- [Mapfre Ins. Co. of N.Y. v Manoo (2016 NY Slip Op 04446)](https://www.beynensonlaw.com/case-law/mapfre-ins-co-of-n-y-v-manoo-2016-ny-slip-op-04446/) — Appellate Division, First Department
- [Hertz Corp. v Active Care Med. Supply Corp. (2015 NY Slip Op 00212)](https://www.beynensonlaw.com/case-law/hertz-corp-v-active-care-med-supply-corp-2015-ny-slip-op-00212/) — Appellate Division, First Department
- [Long Is. Radiology v Allstate Ins. Co. (2007 NY Slip Op 00496)](https://www.beynensonlaw.com/case-law/long-is-radiology-v-allstate-ins-co-2007-ny-slip-op-00496/) — Appellate Division, Second Department
- [Progressive Cas. Ins. Co. v Infinite Ortho Prods., Inc. (2015 NY Slip Op 03340)](https://www.beynensonlaw.com/case-law/progressive-cas-ins-co-v-infinite-ortho-prods-inc-2015-ny-slip-op03340/) — Appellate Division, Second Department
- [A.M. Med. Servs., P.C. v Progressive Cas. Ins. Co. (2012 NY Slip Op 06902)](https://www.beynensonlaw.com/case-law/a-m-med-servs-p-c-v-progressive-cas-ins-co-2012-ny-slip-op-06902/) — Appellate Division, Second Department
- [Kemper Independence Ins. Co. v Adelaida Physical Therapy, P.C. (2017 NY Slip Op 00916)](https://www.beynensonlaw.com/case-law/kemper-independence-ins-co-v-adelaida-physical-therapy-p-c-2017-ny-slip-op00916/) — Appellate Division, First Department
- [Hereford Ins. Co. v Lida’s Med. Supply, Inc. (2018 NY Slip Op 03226)](https://www.beynensonlaw.com/case-law/hereford-ins-co-v-lidas-med-supply-inc-2018-ny-slip-op-03226/) — Appellate Division, First Department
- [St. Vincent’s Hosp. & Med. Ctr. v County Wide Ins. Co. (2005 NY Slip Op 10114)](https://www.beynensonlaw.com/case-law/st-vincents-hosp-med-ctr-v-county-wide-ins-co-2005-ny-slip-op-10114/) — Appellate Division, Second Department
- [Matter of Kane v Fiduciary Ins. Co. of Am. (2014 NY Slip Op 00593)](https://www.beynensonlaw.com/case-law/matter-of-kane-v-fiduciary-ins-co-of-am-2014-ny-slip-op00593/) — Appellate Division, First Department
- [Sound Shore Med. Ctr. v Lumbermens Mut. Cas. Co. (2006 NY Slip Op 05939)](https://www.beynensonlaw.com/case-law/sound-shore-med-ctr-v-lumbermens-mut-cas-co-2006-ny-slip-op-05939/) — Appellate Division, Second Department
- [Matter of Allstate Ins. Co. v Travelers Cos., Inc. (2018 NY Slip Op 02163)](https://www.beynensonlaw.com/case-law/matter-of-allstate-ins-co-v-travelers-cos-inc-2018-ny-slip-op-02163/) — Appellate Division, Second Department
- [New York & Presbyt. Hosp. v American Tr. Ins. Co. (2007 NY Slip Op 09376)](https://www.beynensonlaw.com/case-law/new-york-presbyt-hosp-v-american-tr-ins-co-2007-ny-slip-op09376/) — Appellate Division, Second Department
- [Matter of Wesco Ins. Co. v GEICO Indem. Co. (2022 NY Slip Op 06933)](https://www.beynensonlaw.com/case-law/matter-of-wesco-ins-co-v-geico-indem-co-2022-ny-slip-op06933/) — Appellate Division, Second Department
- [Liberty Mut. Ins. Co. v Five Boro Med. Equip., Inc. (2015 NY Slip Op 05891)](https://www.beynensonlaw.com/case-law/liberty-mut-ins-co-v-five-boro-med-equip-inc-2015-ny-slip-op05891/) — Appellate Division, First Department
- [Westchester Med. Ctr. v Clarendon Natl. Ins. Co. (2008 NY Slip Op 09786)](https://www.beynensonlaw.com/case-law/westchester-med-ctr-v-clarendon-natl-ins-co-2008-ny-slip-op-09786/) — Appellate Division, Second Department
- [Matter of GEICO Gen. Ins. Co. v Wesco Ins. Co. (2022 NY Slip Op 06926)](https://www.beynensonlaw.com/case-law/matter-of-geico-gen-ins-co-v-wesco-ins-co-2022-ny-slip-op06926/) — Appellate Division, Second Department
- [Hernandez v Merchants Mut. Ins. Co. (2022 NY Slip Op 04156)](https://www.beynensonlaw.com/case-law/hernandez-v-merchants-mut-ins-co-2022-ny-slip-op-04156/) — Appellate Division, Second Department
- [New York Cent. Mut. Ins. Co. v McGee (2011 NY Slip Op 06253)](https://www.beynensonlaw.com/case-law/new-york-cent-mut-ins-co-v-mcgee-2011-ny-slip-op-06253/) — Appellate Division, Second Department
- [Wyckoff Hgts. Med. Ctr. v Country-Wide Ins. Co. (2010 NY Slip Op 02552)](https://www.beynensonlaw.com/case-law/wyckoff-hgts-med-ctr-v-country-wide-ins-co-2010-ny-slip-op-02552/) — Appellate Division, Second Department
- [Matter of New Millennium Pain & Spine Medicine, P.C. v Garrison Prop. & Cas. Ins. Co. (2024 NY Slip Op 00599)](https://www.beynensonlaw.com/case-law/matter-of-new-millennium-pain-spine-medicine-p-c-v-garrison-prop-cas-ins-co-2024-ny-slip-op-00599/) — Appellate Division, First Department
- [Matter of Lam Quan, MD, PC v GEICO Gen. Ins. Co. (2024 NY Slip Op 00174)](https://www.beynensonlaw.com/case-law/matter-of-lam-quan-md-pc-v-geico-gen-ins-co-2024-ny-slip-op-00174/) — Appellate Division, First Department
- [Meridian Acupuncture Care v Geico Ins. Co. (2006 NY Slip Op 05599)](https://www.beynensonlaw.com/case-law/meridian-acupuncture-care-v-geico-ins-co-2006-ny-slip-op-05599/) — Appellate Division, Second Department
- [Unitrin Advantage Ins. Co. v Cohen & Kramer M.D., P.C. (2020 NY Slip Op 06474)](https://www.beynensonlaw.com/case-law/unitrin-advantage-ins-co-v-cohen-kramer-m-d-p-c-2020-ny-slip-op06474/) — Appellate Division, First Department
- [Amaze Med. Supply v Eagle Ins. Co. (2003 NY Slip Op 51701(U))](https://www.beynensonlaw.com/case-law/amaze-med-supply-v-eagle-ins-co-2003-ny-slip-op-51701u/) — Appellate Term, Second Department
- [Damadian Mri In Elmhurst v Liberty Mut. Ins. Co. (2003 NY Slip Op 51700(U))](https://www.beynensonlaw.com/case-law/damadian-mri-in-elmhurst-v-liberty-mut-ins-co-2003-ny-slip-op-51700u/) — Appellate Term, Second Department
- [Alrof, Inc. v Safeco Natl. Ins. Co. (2013 NY Slip Op 50458(U))](https://www.beynensonlaw.com/case-law/alrof-inc-v-safeco-natl-ins-co-2013-ny-slip-op-50458u/) — Appellate Term, Second Department
- [W & Z Acupuncture, P.C. v Amex Assur. Co. (2009 NY Slip Op 51732(U))](https://www.beynensonlaw.com/case-law/w-z-acupuncture-p-c-v-amex-assur-co-2009-ny-slip-op-51732u/) — Appellate Term, Second Department
- [Points of Health Acupuncture, P.C. v Lancer Ins. Co. (2010 NY Slip Op 51338(U))](https://www.beynensonlaw.com/case-law/points-of-health-acupuncture-p-c-v-lancer-ins-co-2010-ny-slip-op51338u/) — Appellate Term, Second Department
- [NY Arthroscopy & Sports Medicine PLLC v Motor Veh. Acc. Indem. Corp. (2007 NY Slip Op 27174)](https://www.beynensonlaw.com/case-law/ny-arthroscopy-sports-medicine-pllc-v-motor-veh-acc-indem-corp-2007-ny-slip-op-27174/) — Appellate Term, First Department
- [Inwood Hill Med., P.C. v General Assur. Co. (2005 NY Slip Op 25437)](https://www.beynensonlaw.com/case-law/inwood-hill-med-p-c-v-general-assur-co-2005-ny-slip-op-25437/) — Appellate Term, First Department
- [Viviane Etienne Med. Care, P.C. v State Farm Mut. Auto. Ins. Co. (2012 NY Slip Op 50579(U))](https://www.beynensonlaw.com/case-law/viviane-etienne-med-care-p-c-v-state-farm-mut-auto-ins-co-2012-ny-slip-op50579u/) — Appellate Term, Second Department
- [Quality Psychological Servs., P.C. v Interboro Mut. Indem. Ins. Co. (2012 NY Slip Op 51628(U))](https://www.beynensonlaw.com/case-law/quality-psychological-servs-p-c-v-interboro-mut-indem-ins-co-2012-ny-slip-op51628u/) — Appellate Term, Second Department
- [Crotona Hgts. Med., P.C. v Farm Family Cas. Ins. Co. (2010 NY Slip Op 50716(U))](https://www.beynensonlaw.com/case-law/crotona-hgts-med-p-c-v-farm-family-cas-ins-co-2010-ny-slip-op50716u/) — Appellate Term, Second Department
- [Active Chiropractic, P.C. v Praetorian Ins. Co. (2014 NY Slip Op 50634(U))](https://www.beynensonlaw.com/case-law/active-chiropractic-p-c-v-praetorian-ins-co-2014-ny-slip-op50634u/) — Appellate Term, Second Department
- [Vitality Chiropractic, P.C. v Kemper Ins. Co. (2006 NY Slip Op 26536)](https://www.beynensonlaw.com/case-law/vitality-chiropractic-p-c-v-kemper-ins-co-2006-ny-slip-op-26536/) — Appellate Term, Second Department
- [All Boro Psychological Servs., P.C. v State Farm Mut. Auto. Ins. Co. (2012 NY Slip Op 51346(U))](https://www.beynensonlaw.com/case-law/all-boro-psychological-servs-p-c-v-state-farm-mut-auto-ins-co-2012-ny-slipop-51346u/) — Appellate Term, Second Department
- [Nir v MVAIC (2007 NY Slip Op 52124(U))](https://www.beynensonlaw.com/case-law/nir-v-mvaic-2007-ny-slip-op-52124u/) — Appellate Term, Second Department
- [SZ Med. P.C. v Country-Wide Ins. Co. (2006 NY Slip Op 26194)](https://www.beynensonlaw.com/case-law/sz-med-p-c-v-country-wide-ins-co-2006-ny-slip-op-26194/) — Appellate Term, Second Department
- [National Med. & Surgical Supply, Inc. v ELRAC, Inc. (2017 NY Slip Op 50028(U))](https://www.beynensonlaw.com/case-law/national-med-surgical-supply-inc-v-elrac-inc-2017-ny-slip-op-50028u/) — Appellate Term, Second Department
- [Delta Diagnostic Radiology, P.C. v Interboro Ins. Co. (2009 NY Slip Op 52222(U))](https://www.beynensonlaw.com/case-law/delta-diagnostic-radiology-p-c-v-interboro-ins-co-2009-ny-slip-op52222u/) — Appellate Term, Second Department
- [Arco Med. N.Y., P.C. v Lancer Ins. Co. (2012 NY Slip Op 22278)](https://www.beynensonlaw.com/case-law/arco-med-n-y-p-c-v-lancer-ins-co-2012-ny-slip-op-22278/) — Appellate Term, Second Department
- [Five Boro Psychological Servs., P.C. v Progressive Northeastern Ins. Co. (2010 NY Slip Op 50991(U))](https://www.beynensonlaw.com/case-law/five-boro-psychological-servs-p-c-v-progressive-northeastern-ins-co-2010-nyslip-op-50991u/) — Appellate Term, Second Department
- [MML Med. Care, P.C. v Praetorian Ins. Co. (2014 NY Slip Op 51792(U))](https://www.beynensonlaw.com/case-law/mml-med-care-p-c-v-praetorian-ins-co-2014-ny-slip-op51792u/) — Appellate Term, Second Department
- [Olmeur Med., P.C. v Nationwide Gen. Ins. Co. (2013 NY Slip Op 52031(U))](https://www.beynensonlaw.com/case-law/olmeur-med-p-c-v-nationwide-gen-ins-co-2013-ny-slip-op52031u/) — Appellate Term, Second Department
- [Arco Med. NY, P.C. v Lancer Ins. Co. (2012 NY Slip Op 52178(U))](https://www.beynensonlaw.com/case-law/arco-med-ny-p-c-v-lancer-ins-co-2012-ny-slip-op-52178u/) — Appellate Term, Second Department
- [Jamaica Med. Supply, Inc. v NY City Tr. Auth. (2012 NY Slip Op 51660(U))](https://www.beynensonlaw.com/case-law/jamaica-med-supply-inc-v-ny-city-tr-auth-2012-ny-slip-op-51660u/) — Appellate Term, Second Department
- [A.M. Med. Servs., P.C. v Progressive Cas. Ins. Co. (2008 NY Slip Op 28528)](https://www.beynensonlaw.com/case-law/a-m-med-servs-p-c-v-progressive-cas-ins-co-2008-ny-slip-op-28528/) — Appellate Term, Second Department
- [Crossbridge Diagnostic Radiology, P.C. v Progressive Ins. Co. (2008 NY Slip Op 51761(U))](https://www.beynensonlaw.com/case-law/crossbridge-diagnostic-radiology-p-c-v-progressive-ins-co-2008-ny-slip-op51761u/) — Appellate Term, Second Department
- [Synergy First Med., PLLC v MVAIC (2014 NY Slip Op 50964(U))](https://www.beynensonlaw.com/case-law/synergy-first-med-pllc-v-mvaic-2014-ny-slip-op-50964u/) — Appellate Term, Second Department
- [MIA Acupuncture, P.C. v Praetorian Ins. Co. (2011 NY Slip Op 21480)](https://www.beynensonlaw.com/case-law/mia-acupuncture-p-c-v-praetorian-ins-co-2011-ny-slip-op-21480/) — Appellate Term, Second Department
- [GLM Med., P.C. v State Farm Mut. Auto. Ins. Co. (2011 NY Slip Op 50194(U))](https://www.beynensonlaw.com/case-law/glm-med-p-c-v-state-farm-mut-auto-ins-co-2011-ny-slip-op50194u/) — Appellate Term, Second Department
- [AAA Chiropractic, P.C. v MVAIC (2010 NY Slip Op 51896(U))](https://www.beynensonlaw.com/case-law/aaa-chiropractic-p-c-v-mvaic-2010-ny-slip-op-51896u/) — Appellate Term, Second Department
- [Bronx Expert Radiology, P.C. v Motor Veh. Acc. Indem. Corp. (2008 NY Slip Op 51612(U))](https://www.beynensonlaw.com/case-law/bronx-expert-radiology-p-c-v-motor-veh-acc-indem-corp-2008-ny-slip-op-51612u/) — Appellate Term, First Department
- [Tam Med. Supply Corp. v Fiduciary Ins. Co. of Am. (2016 NY Slip Op 51352(U))](https://www.beynensonlaw.com/case-law/tam-med-supply-corp-v-fiduciary-ins-co-of-am-2016-ny-slip-op51352u/) — Appellate Term, Second Department
- [Allstate Prop. & Cas. Ins. Co. v Northeast Anesthesia & Pain Mgt. (2016 NY Slip Op 50828(U))](https://www.beynensonlaw.com/case-law/allstate-prop-cas-ins-co-v-northeast-anesthesia-pain-mgt-2016ny-slip-op-50828u/) — Appellate Term, First Department
- [Easy Care Acupuncture P.C. v Praetorian Ins. Co. (2015 NY Slip Op 51524(U))](https://www.beynensonlaw.com/case-law/easy-care-acupuncture-p-c-v-praetorian-ins-co-2015-ny-slip-op51524u/) — Appellate Term, First Department
- [Concourse Chiropractic, PLLC v State Farm Mut. Ins. Co. (2013 NY Slip Op 52225(U))](https://www.beynensonlaw.com/case-law/concourse-chiropractic-pllc-v-state-farm-mut-ins-co-2013-ny-slip-op52225u/) — Appellate Term, Second Department
- [Comfort Supply, Inc. v Clarendon Natl. Ins. Co. (2011 NY Slip Op 52018(U))](https://www.beynensonlaw.com/case-law/comfort-supply-inc-v-clarendon-natl-ins-co-2011-ny-slip-op52018u/) — Appellate Term, Second Department
- [Allstate Ins. Co. v DeMoura (2011 NY Slip Op 50430(U))](https://www.beynensonlaw.com/case-law/allstate-ins-co-v-demoura-2011-ny-slip-op-50430u/) — Appellate Term, First Department
- [Great Wall Acupuncture, P.C. v New York Cent. Mut. Fire Ins. Co. (2009 NY Slip Op 50294(U))](https://www.beynensonlaw.com/case-law/great-wall-acupuncture-p-c-v-new-york-cent-mut-fire-ins-co-2009-ny-slip-op50294u/) — Appellate Term, Second Department
- [Bajaj v MVAIC (2015 NY Slip Op 51661(U))](https://www.beynensonlaw.com/case-law/bajaj-v-mvaic-2015-ny-slip-op-51661u/) — Appellate Term, Second Department
- [Lotus Acupuncture, P.C. v State Farm Mut. Auto. Ins. Co. (2014 NY Slip Op 51315(U))](https://www.beynensonlaw.com/case-law/lotus-acupuncture-p-c-v-state-farm-mut-auto-ins-co-2014-ny-slip-op51315u/) — Appellate Term, Second Department
- [Ukon Med. Care, P.C. v Clarendon Natl. Ins. Co. (2012 NY Slip Op 52176(U))](https://www.beynensonlaw.com/case-law/ukon-med-care-p-c-v-clarendon-natl-ins-co-2012-ny-slip-op52176u/) — Appellate Term, Second Department
- [All Borough Group Med. Supply, Inc. v Utica Mut. Ins. Co. (2011 NY Slip Op 50949(U))](https://www.beynensonlaw.com/case-law/all-borough-group-med-supply-inc-v-utica-mut-ins-co-2011-ny-slip-op50949u/) — Appellate Term, Second Department
- [Spring World Acupuncture, P.C. v NYC Tr. Auth. (2009 NY Slip Op 29229)](https://www.beynensonlaw.com/case-law/spring-world-acupuncture-p-c-v-nyc-tr-auth-2009-ny-slip-op-29229/) — Appellate Term, Second Department
- [Bronx Expert Radiology v Clarendon Natl. Ins. Co (2009 NY Slip Op 50747(U))](https://www.beynensonlaw.com/case-law/bronx-expert-radiology-v-clarendon-natl-ins-co-2009-ny-slip-op50747u/) — Appellate Term, First Department
- [Quality Health Prods., P.C. v Progressive Ins. Co. (2008 NY Slip Op 51757(U))](https://www.beynensonlaw.com/case-law/quality-health-prods-p-c-v-progressive-ins-co-2008-ny-slip-op51757u/) — Appellate Term, Second Department
- [Schottenstein Pain & Neuro, PLLC v MVAIC (2021 NY Slip Op 50643(U))](https://www.beynensonlaw.com/case-law/schottenstein-pain-neuro-pllc-v-mvaic-2021-ny-slip-op-50643u/) — Appellate Term, Second Department
- [Life Tree Acupuncture P.C. v Republic W. Ins. Co. (2016 NY Slip Op 50023(U))](https://www.beynensonlaw.com/case-law/life-tree-acupuncture-p-c-v-republic-w-ins-co-2016-ny-slip-op50023u/) — Appellate Term, First Department
- [Alfa Med. Supplies, Inc. v Praetorian Ins. Co. (2015 NY Slip Op 51847(U))](https://www.beynensonlaw.com/case-law/alfa-med-supplies-inc-v-praetorian-ins-co-2015-ny-slip-op51847u/) — Appellate Term, First Department
- [V.S. Care Acupuncture PC v MVAIC (2015 NY Slip Op 50350(U))](https://www.beynensonlaw.com/case-law/v-s-care-acupuncture-pc-v-mvaic-2015-ny-slip-op-50350u/) — Appellate Term, First Department
- [Cortland Med. Supply, P.C. v Praetorian Ins. Co. (2015 NY Slip Op 50394(U))](https://www.beynensonlaw.com/case-law/cortland-med-supply-p-c-v-praetorian-ins-co-2015-ny-slip-op50394u/) — Appellate Term, Second Department
- [Mount Sinai Hosp. of Queens v Country Wide Ins. Co. (2014 NY Slip Op 50780(U))](https://www.beynensonlaw.com/case-law/mount-sinai-hosp-of-queens-v-country-wide-ins-co-2014-ny-slip-op50780u/) — Appellate Term, Second Department
- [Vit Acupuncture, P.C. v Praetorian Ins. Co. (2013 NY Slip Op 52000(U))](https://www.beynensonlaw.com/case-law/vit-acupuncture-p-c-v-praetorian-ins-co-2013-ny-slip-op52000u/) — Appellate Term, Second Department
- [Ortho Prods. & Equip., Inc. v Interboro Ins. Co. (2013 NY Slip Op 52054(U))](https://www.beynensonlaw.com/case-law/ortho-prods-equip-inc-v-interboro-ins-co-2013-ny-slip-op52054u/) — Appellate Term, Second Department
- [Megacure Acupuncture, P.C. v Lancer Ins. Co. (2013 NY Slip Op 51994(U))](https://www.beynensonlaw.com/case-law/megacure-acupuncture-p-c-v-lancer-ins-co-2013-ny-slip-op51994u/) — Appellate Term, Second Department
- [PSW Chiropractic Care, P.C. v Maryland Cas. Co. (2011 NY Slip Op 51719(U))](https://www.beynensonlaw.com/case-law/psw-chiropractic-care-p-c-v-maryland-cas-co-2011-ny-slip-op-51719u/) — Appellate Term, Second Department
- [Lde Med. Servs., P.C. v Encompass Ins. (2010 NY Slip Op 51845(U))](https://www.beynensonlaw.com/case-law/lde-med-servs-p-c-v-encompass-ins-2010-ny-slip-op-51845u/) — Appellate Term, Second Department
- [St. Vincent Med. Care, P.C. v Country-Wide Ins. Co. (2009 NY Slip Op 29508)](https://www.beynensonlaw.com/case-law/st-vincent-med-care-p-c-v-country-wide-ins-co-2009-ny-slip-op-29508/) — Appellate Term, Second Department
- [Celtic Med. P.C. v New York Cent. Mut. Fire Ins. Co. (2007 NY Slip Op 27057)](https://www.beynensonlaw.com/case-law/celtic-med-p-c-v-new-york-cent-mut-fire-ins-co-2007-ny-slip-op-27057/) — Appellate Term, Second Department
- [Struhl v Progressive Cas. Ins. Co. (2005 NYSlipOp 50864(U))](https://www.beynensonlaw.com/case-law/struhl-v-progressive-cas-ins-co-2005-nyslipop-50864u/) — Appellate Term, Second Department
- [Good Samaritan Hosp. v MVAIC Ins. Co. (2022 NY Slip Op 51100(U))](https://www.beynensonlaw.com/case-law/good-samaritan-hosp-v-mvaic-ins-co-2022-ny-slip-op51100u/) — Appellate Term, Second Department
- [Stand-Up MRI of the Bronx, P.C. v MVAIC Ins. Co. (2022 NY Slip Op 50789(U))](https://www.beynensonlaw.com/case-law/stand-up-mri-of-the-bronx-p-c-v-mvaic-ins-co-2022-ny-slip-op50789u/) — Appellate Term, Second Department
- [BNE Clinton Med., P.C. v MVAIC (2022 NY Slip Op 50058(U))](https://www.beynensonlaw.com/case-law/bne-clinton-med-p-c-v-mvaic-2022-ny-slip-op-50058u/) — Appellate Term, Second Department
- [Valdan Acupuncture, P.C. v 21st Century Advantage Ins. Co. (2019 NY Slip Op 50822(U))](https://www.beynensonlaw.com/case-law/valdan-acupuncture-p-c-v-21st-century-advantage-ins-co-2019-ny-slip-op50822u/) — Appellate Term, Second Department
- [Carniol v MVAIC (2019 NY Slip Op 50232(U))](https://www.beynensonlaw.com/case-law/carniol-v-mvaic-2019-ny-slip-op-50232u/) — Appellate Term, First Department
- [Brand Med. Supply, Inc. v Praetorian Ins. Co. (2017 NY Slip Op 50947(U))](https://www.beynensonlaw.com/case-law/brand-med-supply-inc-v-praetorian-ins-co-2017-ny-slip-op-50947u/) — Appellate Term, Second Department
- [BAB Nuclear Radiology, P.C. v Mercury Cas. Co. (2016 NY Slip Op 50318(U))](https://www.beynensonlaw.com/case-law/bab-nuclear-radiology-p-c-v-mercury-cas-co-2016-ny-slip-op-50318u/) — Appellate Term, Second Department
- [Longevity Med. Supply, Inc. v Praetorian Ins. Co. (2015 NY Slip Op 50393(U))](https://www.beynensonlaw.com/case-law/longevity-med-supply-inc-v-praetorian-ins-co-2015-ny-slip-op50393u/) — Appellate Term, Second Department
- [Ultimate Health Prods., Inc. v Travelers Ins. Co. (2015 NY Slip Op 50377(U))](https://www.beynensonlaw.com/case-law/ultimate-health-prods-inc-v-travelers-ins-co-2015-ny-slip-op50377u/) — Appellate Term, Second Department
- [Power Supply, Inc. v Praetorian Ins. Co. (2015 NY Slip Op 50218(U))](https://www.beynensonlaw.com/case-law/power-supply-inc-v-praetorian-ins-co-2015-ny-slip-op50218u/) — Appellate Term, Second Department
- [Compas Med., P.C. v GEICO Ins. Co. (2014 NY Slip Op 51857(U))](https://www.beynensonlaw.com/case-law/compas-med-p-c-v-geico-ins-co-2014-ny-slip-op-51857u/) — Appellate Term, Second Department
- [Clinton Place Med., P.C. v New York Cent. Mut. Fire Ins. Co. (2014 NY Slip Op 50472(U))](https://www.beynensonlaw.com/case-law/clinton-place-med-p-c-v-new-york-cent-mut-fire-ins-co-2014-ny-slipop-50472u/) — Appellate Term, Second Department
- [Lenox Hill Radiology & Mia, P.C. v American Mfrs. Mut. Ins. Co. (2013 NY Slip Op 51750(U))](https://www.beynensonlaw.com/case-law/lenox-hill-radiology-mia-p-c-v-american-mfrs-mut-ins-co-2013-nyslip-op-51750u/) — Appellate Term, Second Department
- [Americhoice Med., P.C. v Motor Veh. Acc. Indem. Co. (2013 NY Slip Op 51742(U))](https://www.beynensonlaw.com/case-law/americhoice-med-p-c-v-motor-veh-acc-indem-co-2013-ny-slip-op-51742u/) — Appellate Term, Second Department
- [Leica Supply, Inc. v American Tr. Ins. Co. (2013 NY Slip Op 50711(U))](https://www.beynensonlaw.com/case-law/leica-supply-inc-v-american-tr-ins-co-2013-ny-slip-op50711u/) — Appellate Term, Second Department
- [Atlantic Radiology Imaging, P.C. v NY Cent. Mut. Fire Ins. Co. (2012 NY Slip Op 51725(U))](https://www.beynensonlaw.com/case-law/atlantic-radiology-imaging-p-c-v-ny-cent-mut-fire-ins-co-2012-ny-slipop-51725u/) — Appellate Term, Second Department
- [Midtown Med. Assoc., P.C. v Clarendon Natl. Ins. Co. (2012 NY Slip Op 51351(U))](https://www.beynensonlaw.com/case-law/midtown-med-assoc-p-c-v-clarendon-natl-ins-co-2012-ny-slip-op51351u/) — Appellate Term, Second Department
- [Medical Careworks, P.C. v American Tr. Ins. Co. (2012 NY Slip Op 51281(U))](https://www.beynensonlaw.com/case-law/medical-careworks-p-c-v-american-tr-ins-co-2012-ny-slip-op51281u/) — Appellate Term, Second Department
- [Mega Supplies Billing, Inc. v State Farm Mut. Auto. Ins. Co. (2012 NY Slip Op 51276(U))](https://www.beynensonlaw.com/case-law/mega-supplies-billing-inc-v-state-farm-mut-auto-ins-co-2012-ny-slip-op51276u/) — Appellate Term, Second Department
- [Manhattan Med. Imaging, P.C. v New York Cent. Mut. Fire Ins. Co. (2011 NY Slip Op 51230(U))](https://www.beynensonlaw.com/case-law/manhattan-med-imaging-p-c-v-new-york-cent-mut-fire-ins-co-2011-ny-slip-op51230u/) — Appellate Term, Second Department
- [All County, LLC v Unitrin Advantage Ins. Co. (2011 NY Slip Op 50621(U))](https://www.beynensonlaw.com/case-law/all-county-llc-v-unitrin-advantage-ins-co-2011-ny-slip-op-50621u/) — Appellate Term, Second Department
- [Allstate Social Work & Psychological Servs., PLLC v Utica Mut. Ins. Co. (2011 NY Slip Op 21010)](https://www.beynensonlaw.com/case-law/allstate-social-work-psychological-servs-pllc-v-utica-mut-ins-co-2011-ny-slip-op-21010/) — Appellate Term, Second Department
- [St. Vincent Med. Care, P.C. v Clarendon Natl. Ins. Co. (2010 NY Slip Op 51728(U))](https://www.beynensonlaw.com/case-law/st-vincent-med-care-p-c-v-clarendon-natl-ins-co-2010-ny-slip-op51728u/) — Appellate Term, Second Department
- [Apollo Chiropractic Care, P.C. v Praetorian Ins. Co. (2010 NY Slip Op 50911(U))](https://www.beynensonlaw.com/case-law/apollo-chiropractic-care-p-c-v-praetorian-ins-co-2010-ny-slip-op50911u/) — Appellate Term, First Department
- [AR Med. Rehabilitation, P.C. v MVAIC (2010 NY Slip Op 50828(U))](https://www.beynensonlaw.com/case-law/ar-med-rehabilitation-p-c-v-mvaic-2010-ny-slip-op-50828u/) — Appellate Term, Second Department
- [Queens Diagnostic Radiology, P.C. v MVAIC (2025 NY Slip Op 51147(U))](https://www.beynensonlaw.com/case-law/queens-diagnostic-radiology-p-c-v-mvaic-2025-ny-slip-op-51147u/) — Appellate Term, Second Department
- [New Millennium Med. Imaging, P.C. v 21st Century Ins. Co. (2022 NY Slip Op 50605(U))](https://www.beynensonlaw.com/case-law/new-millennium-med-imaging-p-c-v-21st-century-ins-co-2022-ny-slip-op50605u/) — Appellate Term, Second Department
- [Mega Aid Pharm. I, Inc. v A. Cent. Ins. Co. (2022 NY Slip Op 50579(U))](https://www.beynensonlaw.com/case-law/mega-aid-pharm-i-inc-v-a-cent-ins-co-2022-ny-slip-op-50579u/) — Appellate Term, Second Department
- [July, P.T., P.C. v Metropolitan Group Prop. & Cas. Ins. (2022 NY Slip Op 50302(U))](https://www.beynensonlaw.com/case-law/july-p-t-p-c-v-metropolitan-group-prop-cas-ins-2022-ny-slip-op50302u/) — Appellate Term, Second Department
- [Island Life Chiropractic Pain Care, PLLC v MVAIC (2019 NY Slip Op 51625(U))](https://www.beynensonlaw.com/case-law/island-life-chiropractic-pain-care-pllc-v-mvaic-2019-ny-slip-op-51625u/) — Appellate Term, Second Department
- [Veraso Med. Supply Corp. v Victoria Fire & Cas. Co. (2019 NY Slip Op 50690(U))](https://www.beynensonlaw.com/case-law/veraso-med-supply-corp-v-victoria-fire-cas-co-2019-ny-slip-op-50690u/) — Appellate Term, Second Department
- [Scott Chiropractic, P.C. v MVAIC (2019 NY Slip Op 51056(U))](https://www.beynensonlaw.com/case-law/scott-chiropractic-p-c-v-mvaic-2019-ny-slip-op-51056u/) — Appellate Term, Second Department
- [Island Life Chiropractic, P.C. v Erie Ins. Co. of N.Y. (2018 NY Slip Op 51644(U))](https://www.beynensonlaw.com/case-law/island-life-chiropractic-p-c-v-erie-ins-co-of-n-y-2018-ny-slip-op51644u/) — Appellate Term, Second Department
- [Precious Acupuncture Care, P.C. v GEICO Gen. Ins. Co. (2017 NY Slip Op 51803(U))](https://www.beynensonlaw.com/case-law/precious-acupuncture-care-p-c-v-geico-gen-ins-co-2017-ny-slip-op51803u/) — Appellate Term, Second Department
- [Active Care Med. Supply Corp. v Tri State Consumers Ins. Co. (2017 NY Slip Op 51721(U))](https://www.beynensonlaw.com/case-law/active-care-med-supply-corp-v-tri-state-consumers-ins-co-2017-ny-slip-op51721u/) — Appellate Term, Second Department
- [Vladenn Med. Supply Corp. v American Tr. Ins. Co. (2017 NY Slip Op 51230(U))](https://www.beynensonlaw.com/case-law/vladenn-med-supply-corp-v-american-tr-ins-co-2017-ny-slip-op51230u/) — Appellate Term, Second Department
- [Compas Med., P.C. v American Tr. Ins. Co. (2017 NY Slip Op 51147(U))](https://www.beynensonlaw.com/case-law/compas-med-p-c-v-american-tr-ins-co-2017-ny-slip-op-51147u/) — Appellate Term, Second Department
- [A.O.T. Chiropractic, P.C. v State Farm Mut. Auto. Ins. Co. (2017 NY Slip Op 50288(U))](https://www.beynensonlaw.com/case-law/a-o-t-chiropractic-p-c-v-state-farm-mut-auto-ins-co-2017-ny-slip-op50288u/) — Appellate Term, Second Department
- [Stracar Med. Servs., P.C. v Allstate Prop. & Cas. Ins. Co. (2016 NY Slip Op 51431(U))](https://www.beynensonlaw.com/case-law/stracar-med-servs-p-c-v-allstate-prop-cas-ins-co-2016-ny-slip-op51431u/) — Appellate Term, Second Department
- [Performance Plus Med., P.C. v MVAIC (2016 NY Slip Op 51012(U))](https://www.beynensonlaw.com/case-law/performance-plus-med-p-c-v-mvaic-2016-ny-slip-op-51012u/) — Appellate Term, Second Department
- [Pro Health Acupuncture, P.C. v Praetorian Ins. (2016 NY Slip Op 50380(U))](https://www.beynensonlaw.com/case-law/pro-health-acupuncture-p-c-v-praetorian-ins-2016-ny-slip-op50380u/) — Appellate Term, Second Department
- [Healthway Med. Care, P.C. v Country Wide Ins. Co. (2015 NY Slip Op 51654(U))](https://www.beynensonlaw.com/case-law/healthway-med-care-p-c-v-country-wide-ins-co-2015-ny-slip-op51654u/) — Appellate Term, Second Department
- [Karina K. Acupuncture, P.C. v State Farm Mut. Auto. Ins. Co. (2015 NY Slip Op 51624(U))](https://www.beynensonlaw.com/case-law/karina-k-acupuncture-p-c-v-state-farm-mut-auto-ins-co-2015-ny-slip-op-51624u/) — Appellate Term, First Department
- [Hammond v Unitrin Advantage Ins. Co. (2015 NY Slip Op 51241(U))](https://www.beynensonlaw.com/case-law/hammond-v-unitrin-advantage-ins-co-2015-ny-slip-op51241u/) — Appellate Term, Second Department
- [Pugsley Chiropractic PLLC v MVAIC (2015 NY Slip Op 50718(U))](https://www.beynensonlaw.com/case-law/pugsley-chiropractic-pllc-v-mvaic-2015-ny-slip-op-50718u/) — Appellate Term, First Department
- [Tong Li v Praetorian Ins. Co. (2015 NY Slip Op 50397(U))](https://www.beynensonlaw.com/case-law/tong-li-v-praetorian-ins-co-2015-ny-slip-op-50397u/) — Appellate Term, Second Department
- [Quality Psychological Servs., P.C. v New York Cent. Mut. Fire Ins. Co. (2014 NY Slip Op 51256(U))](https://www.beynensonlaw.com/case-law/quality-psychological-servs-p-c-v-new-york-cent-mut-fire-ins-co-2014ny-slip-op-51256u/) — Appellate Term, Second Department
- [By MD, P.C. v NY Cent. Mut. Fire Ins. Co. (2014 NY Slip Op 51232(U))](https://www.beynensonlaw.com/case-law/by-md-p-c-v-ny-cent-mut-fire-ins-co-2014-ny-slip-op51232u/) — Appellate Term, Second Department
- [Clinton Place Med., P.C. v New York Cent. Mut. Fire Ins. Co. (2014 NY Slip Op 50471(U))](https://www.beynensonlaw.com/case-law/clinton-place-med-p-c-v-new-york-cent-mut-fire-ins-co-2014-ny-slipop-50471u/) — Appellate Term, Second Department
- [Clinton Place Med., P.C. v New York Cent. Mut. Fire Ins. Co. (2014 NY Slip Op 50413(U))](https://www.beynensonlaw.com/case-law/clinton-place-med-p-c-v-new-york-cent-mut-fire-ins-co-2014-ny-slipop-50413u/) — Appellate Term, Second Department
- [Jacoby Chiropractic, P.C. v Redland Ins. Co. (2013 NY Slip Op 51998(U))](https://www.beynensonlaw.com/case-law/jacoby-chiropractic-p-c-v-redland-ins-co-2013-ny-slip-op51998u/) — Appellate Term, Second Department
- [Jesa Med. Supply, Inc. v NYC Tr. Auth. (2013 NY Slip Op 52007(U))](https://www.beynensonlaw.com/case-law/jesa-med-supply-inc-v-nyc-tr-auth-2013-ny-slip-op-52007u/) — Appellate Term, Second Department
- [Delta Diagnostic Radiology, P.C. v Mvaic (2013 NY Slip Op 51733(U))](https://www.beynensonlaw.com/case-law/delta-diagnostic-radiology-p-c-v-mvaic-2013-ny-slip-op-51733u/) — Appellate Term, Second Department
- [Avenue I Med., P.C. v Hertz (2013 NY Slip Op 50840(U))](https://www.beynensonlaw.com/case-law/avenue-i-med-p-c-v-hertz-2013-ny-slip-op-50840u/) — Appellate Term, Second Department
- [Five Boro Psychological Servs., P.C. v State Farm Mut. Auto. Ins. Co. (2013 NY Slip Op 50753(U))](https://www.beynensonlaw.com/case-law/five-boro-psychological-servs-p-c-v-state-farm-mut-auto-ins-co-2013ny-slip-op-50753u/) — Appellate Term, Second Department
- [Compas Med., P.C. v Praetorian Ins. Co. (2013 NY Slip Op 50251(U))](https://www.beynensonlaw.com/case-law/compas-med-p-c-v-praetorian-ins-co-2013-ny-slip-op50251u/) — Appellate Term, Second Department
- [Compas Med., P.C. v Praetorian Ins. Co. (2013 NY Slip Op 50249(U))](https://www.beynensonlaw.com/case-law/compas-med-p-c-v-praetorian-ins-co-2013-ny-slip-op50249u/) — Appellate Term, Second Department
- [Flatlands Med., P.C. v State Farm Mut. Auto. Ins. Co. (2013 NY Slip Op 50071(U))](https://www.beynensonlaw.com/case-law/flatlands-med-p-c-v-state-farm-mut-auto-ins-co-2013-ny-slip-op50071u/) — Appellate Term, Second Department
- [Rainbow Med. Care, P.C. v Kemper Ins. Co. (2012 NY Slip Op 51923(U))](https://www.beynensonlaw.com/case-law/rainbow-med-care-p-c-v-kemper-ins-co-2012-ny-slip-op-51923u/) — Appellate Term, Second Department
- [All Boro Psychological Servs., P.C. v Hartford Ins. Co. (2012 NY Slip Op 51849(U))](https://www.beynensonlaw.com/case-law/all-boro-psychological-servs-p-c-v-hartford-ins-co-2012-ny-slip-op51849u/) — Appellate Term, Second Department
- [East Gun Hill Med., P.C. v New York Cent. Mut. Fire Ins. Co. (2012 NY Slip Op 51723(U))](https://www.beynensonlaw.com/case-law/east-gun-hill-med-p-c-v-new-york-cent-mut-fire-ins-co-2012-ny-slipop-51723u/) — Appellate Term, Second Department
- [Brooklyn Hgts. Physical Therapy, P.C. v Liberty Mut. Fire Ins. Co. (2012 NY Slip Op 51712(U))](https://www.beynensonlaw.com/case-law/brooklyn-hgts-physical-therapy-p-c-v-liberty-mut-fire-ins-co-2012-nyslip-op-51712u/) — Appellate Term, Second Department
- [Five Boro Psychological Servs., P.C. v MVAIC (2012 NY Slip Op 51656(U))](https://www.beynensonlaw.com/case-law/five-boro-psychological-servs-p-c-v-mvaic-2012-ny-slip-op-51656u/) — Appellate Term, Second Department
- [WJ Acupuncture, P.C. v Nationwide Mut. Ins. (2012 NY Slip Op 51648(U))](https://www.beynensonlaw.com/case-law/wj-acupuncture-p-c-v-nationwide-mut-ins-2012-ny-slip-op-51648u/) — Appellate Term, Second Department
- [All Star Wellness Med., P.C. v Praetorian Ins. Co. (2012 NY Slip Op 51630(U))](https://www.beynensonlaw.com/case-law/all-star-wellness-med-p-c-v-praetorian-ins-co-2012-ny-slip-op51630u/) — Appellate Term, Second Department
- [Perfect Point Acupuncture, P.C. v Auto One Ins. Co. (2012 NY Slip Op 51486(U))](https://www.beynensonlaw.com/case-law/perfect-point-acupuncture-p-c-v-auto-one-ins-co-2012-ny-slip-op51486u/) — Appellate Term, Second Department
- [Colonia Med., P.C. v State Farm Mut. Auto. Ins. Co. (2012 NY Slip Op 51273(U))](https://www.beynensonlaw.com/case-law/colonia-med-p-c-v-state-farm-mut-auto-ins-co-2012-ny-slip-op51273u/) — Appellate Term, Second Department
- [Mega Supplies Billing, Inc. v State Farm Mut. Auto. Ins. Co. (2012 NY Slip Op 51269(U))](https://www.beynensonlaw.com/case-law/mega-supplies-billing-inc-v-state-farm-mut-auto-ins-co-2012-ny-slip-op51269u/) — Appellate Term, Second Department
- [Mega Supplies Billing, Inc. v State Farm Fire & Cas. Co. (2012 NY Slip Op 51014(U))](https://www.beynensonlaw.com/case-law/mega-supplies-billing-inc-v-state-farm-fire-cas-co-2012-ny-slip-op-51014u/) — Appellate Term, Second Department
- [Axis Chiropractic, PLLC v Clarendon Natl. Ins. Co. (2012 NY Slip Op 50753(U))](https://www.beynensonlaw.com/case-law/axis-chiropractic-pllc-v-clarendon-natl-ins-co-2012-ny-slip-op50753u/) — Appellate Term, Second Department
- [Hong Tao Acupuncture, P.C. v Praetorian Ins. Co. (2012 NY Slip Op 50678(U))](https://www.beynensonlaw.com/case-law/hong-tao-acupuncture-p-c-v-praetorian-ins-co-2012-ny-slip-op50678u/) — Appellate Term, Second Department
- [East 75th St. Diagnostic Imaging, P.C. v New York Cent. Mut. Fire Ins. Co. (2012 NY Slip Op 50564(U))](https://www.beynensonlaw.com/case-law/east-75th-st-diagnostic-imaging-p-c-v-new-york-cent-mut-fire-ins-co-2012-nyslip-op-50564u/) — Appellate Term, Second Department
- [Five Boro Psychological Servs., P.C. v Clarendon Natl. Ins. Co. (2011 NY Slip Op 52365(U))](https://www.beynensonlaw.com/case-law/five-boro-psychological-servs-p-c-v-clarendon-natl-ins-co-2011-ny-slip-op52365u/) — Appellate Term, Second Department
- [Citywide Social Work & Psychological Servs., PLLC v Elrac, Inc. (2011 NY Slip Op 52363(U))](https://www.beynensonlaw.com/case-law/citywide-social-work-psychological-servs-pllc-v-elrac-inc-2011-ny-slip-op-52363u/) — Appellate Term, Second Department
- [Park Slope Med. v Praetorian Ins. Co. (2011 NY Slip Op 52062(U))](https://www.beynensonlaw.com/case-law/park-slope-med-v-praetorian-ins-co-2011-ny-slip-op-52062u/) — Appellate Term, Second Department
- [Padova Physical Rehab. Medicine, P.C. v Praetorian Ins. Co. (2011 NY Slip Op 51862(U))](https://www.beynensonlaw.com/case-law/padova-physical-rehab-medicine-p-c-v-praetorian-ins-co-2011-ny-slip-op51862u/) — Appellate Term, Second Department
- [Proscan Imaging Buffalo v Clarendon Natl. Ins. Co. (2011 NY Slip Op 51855(U))](https://www.beynensonlaw.com/case-law/proscan-imaging-buffalo-v-clarendon-natl-ins-co-2011-ny-slip-op51855u/) — Appellate Term, Second Department
- [Triangle R, Inc. v Clarendon Natl. Ins. Co. (2011 NY Slip Op 51854(U))](https://www.beynensonlaw.com/case-law/triangle-r-inc-v-clarendon-natl-ins-co-2011-ny-slip-op-51854u/) — Appellate Term, Second Department
- [Parkway Imaging & Diagnostic, P.C. v Clarendon Natl. Ins. Co. (2011 NY Slip Op 51853(U))](https://www.beynensonlaw.com/case-law/parkway-imaging-diagnostic-p-c-v-clarendon-natl-ins-co-2011-ny-slip-op51853u/) — Appellate Term, Second Department
- [Five Boro Psychological Servs., P.C. v State Farm Mut. Auto. Ins. Co. (2011 NY Slip Op 51846(U))](https://www.beynensonlaw.com/case-law/five-boro-psychological-servs-p-c-v-state-farm-mut-auto-ins-co-2011-ny-slipop-51846u/) — Appellate Term, Second Department
- [Delta Diagnostic Radiology, P.C. v Autoone Ins. Co. (2011 NY Slip Op 51839(U))](https://www.beynensonlaw.com/case-law/delta-diagnostic-radiology-p-c-v-autoone-ins-co-2011-ny-slip-op51839u/) — Appellate Term, Second Department
- [Vincent Med. Servs., P.C. v New York Cent. Mut. Fire Ins. Co. (2011 NY Slip Op 51718(U))](https://www.beynensonlaw.com/case-law/vincent-med-servs-p-c-v-new-york-cent-mut-fire-ins-co-2011-ny-slip-op51718u/) — Appellate Term, Second Department
- [Bronx Expert Radiology, P.C. v NYC Tr. Auth. (2011 NY Slip Op 51571(U))](https://www.beynensonlaw.com/case-law/bronx-expert-radiology-p-c-v-nyc-tr-auth-2011-ny-slip-op-51571u/) — Appellate Term, First Department
- [Shoreline Healing Acupuncture Group, P.C. v American Tr. Ins. Co. (2011 NY Slip Op 51531(U))](https://www.beynensonlaw.com/case-law/shoreline-healing-acupuncture-group-p-c-v-american-tr-ins-co-2011-ny-slip-op51531u/) — Appellate Term, Second Department
- [Alrof, Inc. v Nationwide Ins. Co. (2011 NY Slip Op 51451(U))](https://www.beynensonlaw.com/case-law/alrof-inc-v-nationwide-ins-co-2011-ny-slip-op-51451u/) — Appellate Term, Second Department
- [Corona Hgts. Med., P.C. v Lancer Ins. Co. (2011 NY Slip Op 51293(U))](https://www.beynensonlaw.com/case-law/corona-hgts-med-p-c-v-lancer-ins-co-2011-ny-slip-op-51293u/) — Appellate Term, Second Department
- [East Coast Acupuncture, P.C. v Clarendon Natl. Ins. Co. (2011 NY Slip Op 51229(U))](https://www.beynensonlaw.com/case-law/east-coast-acupuncture-p-c-v-clarendon-natl-ins-co-2011-ny-slip-op51229u/) — Appellate Term, Second Department
- [Aminov v Travelers Prop. Cas. Ins. Co. (2010 NY Slip Op 51723(U))](https://www.beynensonlaw.com/case-law/aminov-v-travelers-prop-cas-ins-co-2010-ny-slip-op-51723u/) — Appellate Term, Second Department
- [Points of Health Acupuncture, P.C. v Lancer Ins. Co. (2010 NY Slip Op 51455(U))](https://www.beynensonlaw.com/case-law/points-of-health-acupuncture-p-c-v-lancer-ins-co-2010-ny-slip-op51455u/) — Appellate Term, Second Department
- [Alba Med. Supply, Inc. v Motor Veh. Acc. Indem. Corp. (2010 NY Slip Op 50372(U))](https://www.beynensonlaw.com/case-law/alba-med-supply-inc-v-motor-veh-acc-indem-corp-2010-ny-slip-op-50372u/) — Appellate Term, Second Department
- [Synergy First Med. PLLC v ELRAC Inc. (2010 NY Slip Op 50048(U))](https://www.beynensonlaw.com/case-law/synergy-first-med-pllc-v-elrac-inc-2010-ny-slip-op-50048u/) — Appellate Term, First Department
- [Mid Atl. Med., P.C. v Electric Ins. Co. (2009 NY Slip Op 52597(U))](https://www.beynensonlaw.com/case-law/mid-atl-med-p-c-v-electric-ins-co-2009-ny-slip-op-52597u/) — Appellate Term, Second Department
- [Elm Med., P.C. v MVAIC (2008 NY Slip Op 51865(U))](https://www.beynensonlaw.com/case-law/elm-med-p-c-v-mvaic-2008-ny-slip-op-51865u/) — Appellate Term, Second Department
- [Statewide Med. Acupuncture Servs., PC v Travelers Ins. Co. (2005 NY Slip Op 51773(U))](https://www.beynensonlaw.com/case-law/statewide-med-acupuncture-servs-pc-v-travelers-ins-co-2005-ny-slip-op-51773u/) — Trial court
- [Inwood Hill Med. v Allstate Ins. Co. (2004 NY Slip Op 50565(U))](https://www.beynensonlaw.com/case-law/inwood-hill-med-v-allstate-ins-co-2004-ny-slip-op-50565u/) — Trial court
- [Dynamic Med. Imaging, P.C. v State Farm Mut. Auto. Ins. Co. (2010 NY Slip Op 20285)](https://www.beynensonlaw.com/case-law/dynamic-med-imaging-p-c-v-state-farm-mut-auto-ins-co-2010-ny-slip-op-20285/) — Trial court
- [Canarsie Med. Health, P.C. v National Grange Mut. Ins. Co. (2008 NY Slip Op 28380)](https://www.beynensonlaw.com/case-law/canarsie-med-health-p-c-v-national-grange-mut-ins-co-2008-ny-slip-op-28380/) — Trial court
- [Carle Place Chiropractic v New York Cent. Mut. Fire Ins. Co. (2008 NY Slip Op 51065(U))](https://www.beynensonlaw.com/case-law/carle-place-chiropractic-v-new-york-cent-mut-fire-ins-co-2008-ny-slip-op51065u/) — Trial court
- [Alleviation Supplies Inc. v Enterprise Rent-A-Car (2006 NY Slip Op 26177)](https://www.beynensonlaw.com/case-law/alleviation-supplies-inc-v-enterprise-rent-a-car-2006-ny-slip-op-26177/) — Trial court
- [Precision Diagnostic Imaging, P.C. v Travelers Ins. Co. (2005 NY Slip Op 25180)](https://www.beynensonlaw.com/case-law/precision-diagnostic-imaging-p-c-v-travelers-ins-co-2005-ny-slip-op-25180/) — Trial court
- [Ostia Med., PC v Government Empls. Ins. Co. (2003 NY Slip Op 51560(U))](https://www.beynensonlaw.com/case-law/ostia-med-pc-v-government-empls-ins-co-2003-ny-slip-op-51560u/) — Trial court
- [Kemper Independence Ins. Co. v Accurate Monitoring, LLC (2021 NY Slip Op 21253)](https://www.beynensonlaw.com/case-law/kemper-independence-ins-co-v-accurate-monitoring-llc-2021-ny-slip-op-21253/) — Trial court
- [Country-Wide Ins. Co. v Delacruz (2021 NY Slip Op 21019)](https://www.beynensonlaw.com/case-law/country-wide-ins-co-v-delacruz-2021-ny-slip-op-21019/) — Trial court
- [Viviane Etienne Med. Care PC v Country-Wide Ins. Co. (2018 NY Slip Op 28058)](https://www.beynensonlaw.com/case-law/viviane-etienne-med-care-pc-v-country-wide-ins-co-2018-ny-slip-op-28058/) — Trial court
- [American Chiropractic Care, P.C. v GEICO Ins. (2017 NY Slip Op 27272)](https://www.beynensonlaw.com/case-law/american-chiropractic-care-p-c-v-geico-ins-2017-ny-slip-op-27272/) — Trial court
- [Surgicare Surgical v National Interstate Ins. Co. (2014 NY Slip Op 24362)](https://www.beynensonlaw.com/case-law/surgicare-surgical-v-national-interstate-ins-co-2014-ny-slip-op-24362/) — Trial court
- [Uniondale Chiropractic Off. v State Farm Mut. Auto. Ins. Co. (2008 NY Slip Op 51687(U))](https://www.beynensonlaw.com/case-law/uniondale-chiropractic-off-v-state-farm-mut-auto-ins-co-2008-ny-slip-op51687u/) — Trial court
- [Primary Psychiatric Health, P.C. v State Farm Mut. Auto Ins. Co. (2007 NY Slip Op 50583(U))](https://www.beynensonlaw.com/case-law/primary-psychiatric-health-p-c-v-state-farm-mut-auto-ins-co-2007-ny-slip-op-50583u/) — Trial court
- [Long Is. Radiology v Allstate Ins. Co. (2006 NY Slip Op 51090(U))](https://www.beynensonlaw.com/case-law/long-is-radiology-v-allstate-ins-co-2006-ny-slip-op-51090u/) — Trial court
- [Greater Forest Hills Physical Therapy, PC v State Farm Mut. Auto. Ins. Co. (2014 NY Slip Op 51594(U))](https://www.beynensonlaw.com/case-law/greater-forest-hills-physical-therapy-pc-v-state-farm-mut-auto-ins-co-2014-ny-slip-op-51594u/) — Trial court
- [Tarnoff Chiropractic, P.C. v GEICO Ins. Co. (2012 NY Slip Op 50670(U))](https://www.beynensonlaw.com/case-law/tarnoff-chiropractic-p-c-v-geico-ins-co-2012-ny-slip-op-50670u/) — Trial court
- [Matter of NY Med. Health P.C. v New York City Tr. Auth. (2009 NY Slip Op 51526(U))](https://www.beynensonlaw.com/case-law/matter-of-ny-med-health-p-c-v-new-york-city-tr-auth-2009-ny-slip-op-51526u/) — Trial court
- [Elmont Open MRI & Diagnostic Radiology P.C. v Progressive Cas. Ins. Co. (2009 NY Slip Op 50693(U))](https://www.beynensonlaw.com/case-law/elmont-open-mri-diagnostic-radiology-p-c-v-progressive-cas-ins-co-2009ny-slip-op-50693u/) — Trial court
- [Lenox Hill Radiology v New York Cent. Mut. Fire Ins. Co. (2008 NY Slip Op 28275)](https://www.beynensonlaw.com/case-law/lenox-hill-radiology-v-new-york-cent-mut-fire-ins-co-2008-ny-slip-op-28275/) — Trial court
- [PDG Psychological, P.C. v State Farm Ins. Co. (2006 NY Slip Op 51398(U))](https://www.beynensonlaw.com/case-law/pdg-psychological-p-c-v-state-farm-ins-co-2006-ny-slip-op-51398u/) — Trial court
- [American Tr. Ins. Co. v Romero-Richiez (2020 NY Slip Op 51181(U))](https://www.beynensonlaw.com/case-law/american-tr-ins-co-v-romero-richiez-2020-ny-slip-op-51181u/) — Trial court
- [Longevity Med. Supply, Inc. v Progressive Ins. Co. (2020 NY Slip Op 20137)](https://www.beynensonlaw.com/case-law/longevity-med-supply-inc-v-progressive-ins-co-2020-ny-slip-op-20137/) — Trial court
- [Charles Deng Acupuncture, P.C. v Titan Ins. Co. (2016 NY Slip Op 26211)](https://www.beynensonlaw.com/case-law/charles-deng-acupuncture-p-c-v-titan-ins-co-2016-ny-slip-op-26211/) — Trial court
- [NY Rehab Pain Mgt. & Med. Servs., PC v State Farm Auto Ins. Co. (2016 NY Slip Op 50821(U))](https://www.beynensonlaw.com/case-law/ny-rehab-pain-mgt-med-servs-pc-v-state-farm-auto-ins-co-2016ny-slip-op-50821u/) — Trial court
- [Quality Psychological Servs., P.C. v Hartford Ins. Co. (2013 NY Slip Op 50045(U))](https://www.beynensonlaw.com/case-law/quality-psychological-servs-p-c-v-hartford-ins-co-2013-ny-slip-op50045u/) — Trial court
- [Altercare Acupuncture, P.C. v Utica Mut. Ins. Co. (2011 NY Slip Op 51639(U))](https://www.beynensonlaw.com/case-law/altercare-acupuncture-p-c-v-utica-mut-ins-co-2011-ny-slip-op51639u/) — Trial court
- [Alev Med. Supply, Inc. v Progressive Ins. Co. (2010 NY Slip Op 50813(U))](https://www.beynensonlaw.com/case-law/alev-med-supply-inc-v-progressive-ins-co-2010-ny-slip-op-50813u/) — Trial court
- [Delta Diagnostic Radiology, P.C. v MVAIC (2007 NY Slip Op 52143(U))](https://www.beynensonlaw.com/case-law/delta-diagnostic-radiology-p-c-v-mvaic-2007-ny-slip-op-52143u/) — Trial court
- [Maxim Orthopaedics PLLC v MVAIC (2026 NY Slip Op 51282(U))](https://www.beynensonlaw.com/case-law/maxim-orthopaedics-pllc-v-mvaic-2026-ny-slip-op-51282u/) — Trial court
- [Queens Radiology Imaging v GEICO (2025 NY Slip Op 51823(U))](https://www.beynensonlaw.com/case-law/queens-radiology-imaging-v-geico-2025-ny-slip-op-51823u/) — Trial court
- [Palms P.T., P.C. v State Farm Fire & Cas. Co. (2025 NY Slip Op 50706(U))](https://www.beynensonlaw.com/case-law/palms-p-t-p-c-v-state-farm-fire-cas-co-2025-ny-slip-op-50706u/) — Trial court
- [Fyzio PT, PLLC v Ocean Harbor Cas. Ins. Co. (2025 NY Slip Op 50103(U))](https://www.beynensonlaw.com/case-law/fyzio-pt-pllc-v-ocean-harbor-cas-ins-co-2025-ny-slip-op-50103u/) — Trial court
- [Williams v Kemper Independence Ins. Co. (2025 NY Slip Op 50101(U))](https://www.beynensonlaw.com/case-law/williams-v-kemper-independence-ins-co-2025-ny-slip-op-50101u/) — Trial court
- [Van Loon DME USA, Inc v Maya Assur. Co. (2025 NY Slip Op 50102(U))](https://www.beynensonlaw.com/case-law/van-loon-dme-usa-inc-v-maya-assur-co-2025-ny-slip-op-50102u/) — Trial court
- [State Farm Fire & Cas. Co. v Atlantic Diagnostic, L.L.C. (2024 NY Slip Op 50436(U))](https://www.beynensonlaw.com/case-law/state-farm-fire-cas-co-v-atlantic-diagnostic-l-l-c-2024-ny-slip-op-50436u/) — Trial court
- [Thrall v State Farm Mut. Auto. Ins. Co. (2023 NY Slip Op50183(U))](https://www.beynensonlaw.com/case-law/thrall-v-state-farm-mut-auto-ins-co-2023-ny-slip-op50183u/) — Trial court
- [Life Equip., Inc v Mid-Century Ins Co (2022 NY Slip Op 50877(U))](https://www.beynensonlaw.com/case-law/life-equip-inc-v-mid-century-ins-co-2022-ny-slip-op-50877u/) — Trial court
- [Jiang Acupuncture, P.C. v New York Cent. Mut. Fire Ins. Co. (2021 NY Slip Op 50945(U))](https://www.beynensonlaw.com/case-law/jiang-acupuncture-p-c-v-new-york-cent-mut-fire-ins-co-2021-ny-slip-op50945u/) — Trial court
- [FJL Med. Servs. PC v Nationwide Ins. (2021 NY Slip Op 21214)](https://www.beynensonlaw.com/case-law/fjl-med-servs-pc-v-nationwide-ins-2021-ny-slip-op-21214/) — Trial court
- [Allstate Ins. Co. v State of New York (2021 NY Slip Op 21120)](https://www.beynensonlaw.com/case-law/allstate-ins-co-v-state-of-new-york-2021-ny-slip-op-21120/) — Trial court
- [Restorative Chiropractic Solutions, PC v State Farm Mut. Auto. Ins. Co. (2021 NY Slip Op 50209(U))](https://www.beynensonlaw.com/case-law/restorative-chiropractic-solutions-pc-v-state-farm-mut-auto-ins-co-2021-ny-slipop-50209u/) — Trial court
- [Precise Physical Therapy Solutions v State Farm Mut. Auto. Ins. Co. (2020 NY Slip Op 20254)](https://www.beynensonlaw.com/case-law/precise-physical-therapy-solutions-v-state-farm-mut-auto-ins-co-2020-ny-slip-op-20254/) — Trial court
- [New Chiropractic Care, P.C. v Nationwide Ins. Co. of N.Y. (2020 NY Slip Op 50652(U))](https://www.beynensonlaw.com/case-law/new-chiropractic-care-p-c-v-nationwide-ins-co-of-n-y-2020-ny-slip-op50652u/) — Trial court
- [Tian Shan Acupuncture PC v Global Liberty Ins. Co. (2019 NY Slip Op 50728(U))](https://www.beynensonlaw.com/case-law/tian-shan-acupuncture-pc-v-global-liberty-ins-co-2019-ny-slip-op50728u/) — Trial court
- [AEE Med. Diagnostic, P.C. v Hereford Ins. Co. (2019 NY Slip Op 29102)](https://www.beynensonlaw.com/case-law/aee-med-diagnostic-p-c-v-hereford-ins-co-2019-ny-slip-op-29102/) — Trial court
- [Longevity Med. Supply, Inc. v MVAIC (2019 NY Slip Op 50965(U))](https://www.beynensonlaw.com/case-law/longevity-med-supply-inc-v-mvaic-2019-ny-slip-op-50965u/) — Trial court
- [Active Care Med. Supply Corp. v ELRAC Inc. (2017 NY Slip Op 51968(U))](https://www.beynensonlaw.com/case-law/active-care-med-supply-corp-v-elrac-inc-2017-ny-slip-op-51968u/) — Trial court
- [Village Chiropractic v Geico Ins. Co. (2015 NY Slip Op 51189(U))](https://www.beynensonlaw.com/case-law/village-chiropractic-v-geico-ins-co-2015-ny-slip-op-51189u/) — Trial court
- [Alleviation Med. Servs., PC v Hertz Co. (2015 NY Slip Op 25285)](https://www.beynensonlaw.com/case-law/alleviation-med-servs-pc-v-hertz-co-2015-ny-slip-op-25285/) — Trial court
- [Electrodiagnostic & Physical Med PC v Maya Assur. Co. (2014 NY Slip Op 51500(U))](https://www.beynensonlaw.com/case-law/electrodiagnostic-physical-med-pc-v-maya-assur-co-2014-ny-slip-op-51500u/) — Trial court
- [Repwest Ins. Co. v Advantage Radiology, P.C. (2014 NY Slip Op 50016(U))](https://www.beynensonlaw.com/case-law/repwest-ins-co-v-advantage-radiology-p-c-2014-ny-slip-op50016u/) — Trial court
- [Natural Therapy Acupuncture, P.C. v State Farm Mut. Auto. Ins. Co. (2013 NYSlip Op 51935(U))](https://www.beynensonlaw.com/case-law/natural-therapy-acupuncture-p-c-v-state-farm-mut-auto-ins-co-2013-nyslip-op-51935u/) — Trial court
- [Alford v Fiduciary Ins. Co. of Am. (2013 NY Slip Op 51074(U))](https://www.beynensonlaw.com/case-law/alford-v-fiduciary-ins-co-of-am-2013-ny-slip-op-51074u/) — Trial court
- [Matter of Boro Chiropractic P.C. v State Farm Fire & Cas. Co. (2013 NY Slip Op 50791(U))](https://www.beynensonlaw.com/case-law/matter-of-boro-chiropractic-p-c-v-state-farm-fire-cas-co-2013-ny-slip-op-50791u/) — Trial court
- [GBI Acupuncture, P.C. v Esurance Ins. Co. (2012 NY Slip Op 52423(U))](https://www.beynensonlaw.com/case-law/gbi-acupuncture-p-c-v-esurance-ins-co-2012-ny-slip-op52423u/) — Trial court
- [Advanced Neurological Care, P.C. v State Farm Mut. Auto. Ins. Co. (2012 NY Slip Op 52203(U))](https://www.beynensonlaw.com/case-law/advanced-neurological-care-p-c-v-state-farm-mut-auto-ins-co-2012-ny-slip-op52203u/) — Trial court
- [Elmont Open MRI & Diagnostic Radiology, P.C. v New York Cent. Mut. Fire Ins. Co. (2012 NY Slip Op 22242)](https://www.beynensonlaw.com/case-law/elmont-open-mri-diagnostic-radiology-p-c-v-new-york-cent-mut-fire-ins-co-2012-ny-slip-op-22242/) — Trial court
- [Back to Back Chiropractor, P.C. v State Farm Mut. Auto. Ins. Co. (2012 NY Slip Op 51088(U))](https://www.beynensonlaw.com/case-law/back-to-back-chiropractor-p-c-v-state-farm-mut-auto-ins-co-2012-ny-slip-op51088u/) — Trial court
- [All County, LLC v Tri-State Consumer Ins. Co. (2012 NY Slip Op 50119(U))](https://www.beynensonlaw.com/case-law/all-county-llc-v-tri-state-consumer-ins-co-2012-ny-slip-op50119u/) — Trial court
- [Style Acupuncture v Geico Indem. Co. (2011 NY Slip Op 52184(U))](https://www.beynensonlaw.com/case-law/style-acupuncture-v-geico-indem-co-2011-ny-slip-op-52184u/) — Trial court
- [Jesa Med. Supply, Inc. v GEICO Ins. Co. (2009 NY Slip Op 29386)](https://www.beynensonlaw.com/case-law/jesa-med-supply-inc-v-geico-ins-co-2009-ny-slip-op-29386/) — Trial court
- [Hastava & Aleman Assoc., P.C. v State Farm Mut. Auto Ins. Co. (2009 NY Slip Op 51818(U))](https://www.beynensonlaw.com/case-law/hastava-aleman-assoc-p-c-v-state-farm-mut-auto-ins-co-2009-ny-slip-op51818u/) — Trial court
- [Five Boro Psychological Servs., P.C. v AutoOne Ins. Co. (2008 NY Slip Op28510)](https://www.beynensonlaw.com/case-law/five-boro-psychological-servs-p-c-v-autoone-ins-co-2008-ny-slip-op28510/) — Trial court
- [Rieker v Encompass Ins. Co. (2008 NY Slip Op 50729(U))](https://www.beynensonlaw.com/case-law/rieker-v-encompass-ins-co-2008-ny-slip-op-50729u/) — Trial court
- [Ave T MPC, Corp. v Progressive Ins. Co. (2007 NY Slip Op 51760(U))](https://www.beynensonlaw.com/case-law/ave-t-mpc-corp-v-progressive-ins-co-2007-ny-slip-op-51760u/) — Trial court
- [New York Hosp. Med. Ctr. of Queens v Liberty Mut. Ins. Co. (2007 NY Slip Op 51256(U))](https://www.beynensonlaw.com/case-law/new-york-hosp-med-ctr-of-queens-v-liberty-mut-ins-co-2007-ny-slip-op-51256u/) — Trial court
- [Friendly Physician, P.C. v Country-Wide Ins. Co. (2007 NY Slip Op 50747(U))](https://www.beynensonlaw.com/case-law/friendly-physician-p-c-v-country-wide-ins-co-2007-ny-slip-op-50747u/) — Trial court
- [Downtown Acupuncture, P.C. v State Farm Ins. Co. (2007 NY Slip Op 27095)](https://www.beynensonlaw.com/case-law/downtown-acupuncture-p-c-v-state-farm-ins-co-2007-ny-slip-op-27095/) — Trial court
- [First Help Acupuncture, P.C. v Hudson Ins. Co. (2005 NY Slip Op 50565(U))](https://www.beynensonlaw.com/case-law/first-help-acupuncture-p-c-v-hudson-ins-co-2005-ny-slip-op-50565u/) — Trial court
- [Metro Med. Diagnostics, P.C. v Allstate Ins. Co. (2005 NY Slip Op 50327(U))](https://www.beynensonlaw.com/case-law/metro-med-diagnostics-p-c-v-allstate-ins-co-2005-ny-slip-op-50327u/) — Trial court
- [Delta Diagnostic Radiology, P.C. v Lumbermans Mut. Ins. Co. (2005 NY Slip Op 50326(U))](https://www.beynensonlaw.com/case-law/delta-diagnostic-radiology-p-c-v-lumbermans-mut-ins-co-2005-ny-slip-op-50326u/) — Trial court
- [Westend MRI Med. Assoc., P.C. v Republic W. Ins. Co. (2004 NY Slip Op 51475(U))](https://www.beynensonlaw.com/case-law/westend-mri-med-assoc-p-c-v-republic-w-ins-co-2004-ny-slip-op-51475u/) — Trial court
- [Star Med. Servs., P.C. v Allstate Ins. Co. (2004 NY Slip Op 51280(U))](https://www.beynensonlaw.com/case-law/star-med-servs-p-c-v-allstate-ins-co-2004-ny-slip-op-51280u/) — Trial court